{"id":10583,"date":"2018-09-25T17:05:19","date_gmt":"2018-09-25T17:05:19","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/?p=10583"},"modified":"2018-09-25T17:05:19","modified_gmt":"2018-09-25T17:05:19","slug":"is-buying-a-laptop-in-monthly-instalments-halal","status":"publish","type":"post","link":"http:\/\/daruliftabirmingham.co.uk\/home\/is-buying-a-laptop-in-monthly-instalments-halal\/","title":{"rendered":"Is buying a laptop in monthly instalments halal"},"content":{"rendered":"

\n\tFatwa ID: 02620<\/strong><\/span><\/span><\/span>\n<\/p>\n

\n\tAnswered by: <\/strong>Mufti Muhammad Adnan<\/span><\/span><\/span>\n<\/p>\n

\n\tQuestion<\/strong><\/span><\/span><\/span>\n<\/p>\n

\n\tIs buying a laptop in monthly instalments in UK from curry or argos halal or hararm given that they say there is fixed money you have to pay every month with fixed interest and fixed APR??<\/span><\/span><\/span>\n<\/p>\n

\n\tAnswer<\/strong><\/span><\/span><\/span>\n<\/p>\n

\n\tIn the Holy Quran Allah \"Description: has said:<\/span><\/span><\/span>\n<\/p>\n

\n\t“Allah has permitted transactions and has forbidden riba”<\/span><\/span><\/span>\n<\/p>\n

\n\t (Surah Al Baqarah v.275)<\/span><\/span><\/span>\n<\/p>\n

\n\tThe Prophet of Allah \"Description: has cursed the person who takes interest, who gives interest and who writes it and who witnesses it.” (Mishkaatul-Masabeeh p.244 v.1)<\/span><\/span><\/span>\n<\/p>\n

\n\t“To take dirham of interest knowingly is worse than committing adultery 36 times.” (Mishkaatul-Masabeeh p.246 v.1)<\/span><\/span><\/span>\n<\/p>\n

\n\tThe wealth of the riba-consumer, no doubt appears to be increasing, but no matter how increased is the wealth of the riba-consumer, he remains forever deprived of its fruits that is comfort and honour.  They will have less satisfaction and peace of heart.<\/span><\/span><\/span>\n<\/p>\n

\n\tHowever, a person who gives zakat and regularly gives sadqah will have more satisfaction and peace of heart, which is the real comfort. (Maariful Quran p.674 v.1)<\/span><\/span><\/span>\n<\/p>\n

\n\tAllah \"Description: in the Holy Quran has said:<\/span><\/span><\/span>\n<\/p>\n

\n\t“Allah destroys riba and nourishes charities”.<\/span><\/span><\/span>\n<\/p>\n

\n\t(Surah Al-Baqarah v.276)<\/span><\/span><\/span>\n<\/p>\n

\n\tFrom the aforementioned information, we can clearly deduce the prohibition of taking interest and also in dealing with it.<\/span><\/span><\/span>\n<\/p>\n

\n\tComing to your question, interest, whether fixed or fluctuating, little or excessive, is still regarded as interest and is haram. However, if the monthly instalment is a fixed amount and no interest is added then it will be permissible. <\/span><\/span><\/span>\n<\/p>\n

\n\tOnly Allah Knows Best<\/span><\/span><\/span>\n<\/p>\n

\n\tWritten by Mufti Muhammad Adnan<\/span><\/span><\/span>\n<\/p>\n

\n\tChecked and approved by Mufti Mohammed Tosir Miah<\/span><\/span><\/span>\n<\/p>\n

\n\tDarul Ifta Birmingham<\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Fatwa ID: 02620 Answered by: Mufti Muhammad Adnan Question Is buying a laptop in monthly instalments in UK from curry or argos halal or hararm given that…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[17],"tags":[],"_links":{"self":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/10583"}],"collection":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=10583"}],"version-history":[{"count":1,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/10583\/revisions"}],"predecessor-version":[{"id":10584,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/10583\/revisions\/10584"}],"wp:attachment":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=10583"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=10583"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=10583"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}