{"id":12126,"date":"2019-11-18T16:24:14","date_gmt":"2019-11-18T16:24:14","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/?p=12126"},"modified":"2019-11-19T22:37:28","modified_gmt":"2019-11-19T22:37:28","slug":"someone-will-buy-an-item-for-me-on-credit-then-charge-me-more-is-this-allowed","status":"publish","type":"post","link":"http:\/\/daruliftabirmingham.co.uk\/home\/someone-will-buy-an-item-for-me-on-credit-then-charge-me-more-is-this-allowed\/","title":{"rendered":"Someone will buy an item for me on credit then charge me more, Is this allowed?"},"content":{"rendered":"

\n\tFatwa ID: 03044<\/strong><\/span><\/span>\n<\/p>\n

\n\tAnswered by: <\/strong> Alimah Sabrina al-Faarsiyyah<\/strong><\/span><\/span>\n<\/p>\n

\n\tQuestion:<\/u><\/strong><\/span><\/span>\n<\/p>\n

\n\tAssalamu Alaikum Wa Rahmatullah<\/span><\/span>\n<\/p>\n

\n\tSomeone asked another to book him a flight on a plane and rent a hotel for him. The salesman says he will buy this package on my behalf and sell back to me for a profit but on credit terms.<\/span><\/span>\n<\/p>\n

\n\tThe salesman is not working as a commission agent for the airlines etc.<\/span><\/span>\n<\/p>\n

\n\tHe goes online buys a $100 ticket on the customer's name and then says I sell you this package for $150 credit.<\/span><\/span>\n<\/p>\n

\n\tThis is nothing but a loan on interest.<\/span><\/span>\n<\/p>\n

\n\tAnswer:<\/b><\/span><\/span>\n<\/p>\n

\n\t\u0628\u0633\u0645 \u0627\u0644\u0644\u0647 \u0627\u0644\u0631\u062d\u0645\u0646 \u0627\u0644\u0631\u062d\u064a\u0645<\/em><\/span><\/span>\n<\/p>\n

\n\tIn the name of Allah, the Most Gracious, the Most Merciful.<\/strong><\/span><\/span>\n<\/p>\n

\n\tAssalamualaikum Wa Rahmatullahi Wa Barakaatuh<\/span><\/span>\n<\/p>\n

\n\tA credit contract with a pre-agreed and guaranteed interest repayment is an interest bearing contract, which is haram.[[1]<\/sup><\/sup><\/a>] If the salesman purchased a ticket and sold it for more on credit with the condition that if the purchaser delays in paying the amount on time, he will be charged interest, then this is prohibited.<\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\tImam Abubakr Al-Jassas, in his famous work, Ahkamul Qur’an, has explained Riba (interest) as the following: “The Riba which was known and practised by the Arabs (in the time of ignorance) was that they used to advance loan in the form of dirham or dinar for a certain period with an agreed increase in the amount of the principal advanced.”[[2]<\/sup><\/sup><\/a>] The scenario you have mentioned resembles this.<\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\tUnder the secular capitalist system, loans are purely commercial transactions meant to yield a fixed income to the lenders. Islam, on the other hand, does not recognize loans as income-generating transactions. They are meant only for those lenders who do not intend to earn a worldly return through them.[[3]<\/sup><\/sup><\/a>]<\/span><\/span>\n<\/p>\n

\n\tTo conclude, the scenario you have mentioned is prohibited unless the element of interest is removed from it.<\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\tOnly All\u0101h Ta’\u0101l\u0101 knows best<\/span><\/span>\n<\/p>\n

\n\tWritten by Aalimah Sabrina al-Faarsiyyah<\/span><\/span>\n<\/p>\n

\n\tChecked and approved by Mufti Mohammed Tosir Miah<\/span><\/span>\n<\/p>\n

\n\tD\u0101rul Ift\u0101 Birmingham<\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\t \n<\/p>\n

\n\t \n<\/p>\n

\n\t \n<\/p>\n

\n

\n\t[1]<\/sup><\/sup><\/a> Contemporary Fatawa, Mufti Taqi ‘Uthmani, pg.217, Idara e Islamiat<\/span><\/span>\n<\/p>\n

\n\t[2]<\/sup><\/sup><\/a> The Historic Judgment on Interest, Mufti Taqi ‘Uthmani, pg.32-33, Maktabah Ma’ariful Qur’an<\/span><\/span>\n<\/p>\n

\n\t[3]<\/sup><\/sup><\/a> The Historic Judgment on Interest, Mufti Taqi ‘Uthmani, pg.98, Maktabah Ma’ariful Qur’an<\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Fatwa ID: 03044 Answered by:  Alimah Sabrina al-Faarsiyyah Question: Assalamu Alaikum Wa Rahmatullah Someone asked another to book him a flight on a plane and…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[17],"tags":[],"_links":{"self":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/12126"}],"collection":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=12126"}],"version-history":[{"count":1,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/12126\/revisions"}],"predecessor-version":[{"id":12127,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/12126\/revisions\/12127"}],"wp:attachment":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=12126"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=12126"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=12126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}