{"id":18163,"date":"2020-11-13T22:36:12","date_gmt":"2020-11-13T22:36:12","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/?p=18163"},"modified":"2020-11-13T22:36:12","modified_gmt":"2020-11-13T22:36:12","slug":"can-you-advise-on-the-permissibly-of-al-rayyan-bank-in-the-uks-home-purchase-and-buy-to-let-plans","status":"publish","type":"post","link":"http:\/\/daruliftabirmingham.co.uk\/home\/can-you-advise-on-the-permissibly-of-al-rayyan-bank-in-the-uks-home-purchase-and-buy-to-let-plans\/","title":{"rendered":"Can You Advise on the Permissibly of Al Rayyan Bank in the UK\u2019s Home Purchase and Buy to Let Plans"},"content":{"rendered":"<p style=\"text-align: right;\">\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\"><strong>Fatwa ID: 04520<\/strong><\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\"><strong>Answered by:&nbsp;<\/strong><\/span><\/span><strong><span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">Muftiyah Sabrina Al-Faarsiyyah<\/span><\/span><\/strong>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\"><b><u>Question:<\/u><\/b><\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">Salaam.<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">I would be grateful if you could advise on the permissibly of Al Rayyan Bank in the UK&#39;s home purchase and Buy&nbsp;to Let Plans.<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">I&#39;ve attached their terms for your reference and their certification.<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">I would be grateful if you could study the terms and let me know if it would be permissible to take out either of the options as I do not want to get involved in any interest-based or unlawful transactions.<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">If more information is required please let me know<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">Jazakallah Khair<\/span><\/span>\n<\/p>\n<p align=\"center\" dir=\"RTL\">\n\t&nbsp;\n<\/p>\n<p align=\"center\" dir=\"RTL\">\n\t&nbsp;\n<\/p>\n<p align=\"center\" dir=\"RTL\">\n\t<strong><span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">\u0628\u0650\u0633\u0652\u0645\u0650 \u0627\u0644\u0644\u0647\u0650 \u0627\u0644\u0631\u0651\u064e\u062d\u0652\u0645\u0646\u0650 \u0627\u0644\u0631\u0651\u064e\u062d\u0650\u064a\u0652\u0645<\/span><\/span><span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\"><u>&nbsp;<\/u><\/span><\/span><\/strong>\n<\/p>\n<p align=\"center\">\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\"><b>In the name of Allah, the Beneficent, the Merciful<\/b><\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\"><b><u>Answer:<\/u><\/b><\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">Al Rayan Bank has reputable scholars with expertise in Finance that have approved the bank as Shari&rsquo;ah compliant. However, because there are scholars that have objected to their validity, it would be best if you opt for it if it is your only Shari&#39;ah-compliant option.<\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">Only All\u0101h Ta&rsquo;\u0101l\u0101 knows best<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">Written by Muftiyah Sabrina Al-Faarsiyyah<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">Checked and approved by Mufti Mohammed Tosir Miah&nbsp;<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">Darul Ift\u0101 Birmingham<\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fatwa ID: 04520 Answered by:&nbsp;Muftiyah Sabrina Al-Faarsiyyah &nbsp; Question: &nbsp; Salaam. I would be grateful if you could advise on the permissibly of Al Rayyan&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[17],"tags":[],"_links":{"self":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/18163"}],"collection":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=18163"}],"version-history":[{"count":2,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/18163\/revisions"}],"predecessor-version":[{"id":18178,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/18163\/revisions\/18178"}],"wp:attachment":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=18163"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=18163"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=18163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}