{"id":18437,"date":"2020-11-24T20:11:28","date_gmt":"2020-11-24T20:11:28","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/?p=18437"},"modified":"2020-11-24T20:11:28","modified_gmt":"2020-11-24T20:11:28","slug":"will-my-friends-umrah-be-valid-if-he-used-a-credit-card-to-fund-his-it","status":"publish","type":"post","link":"http:\/\/daruliftabirmingham.co.uk\/home\/will-my-friends-umrah-be-valid-if-he-used-a-credit-card-to-fund-his-it\/","title":{"rendered":"Will My Friends Umrah Be Valid if He Used a Credit Card to Fund His It"},"content":{"rendered":"<p style=\"text-align: right;\">\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\"><strong>Fatwa ID: 04597<\/strong><\/span><\/span>\n<\/p>\n<p>\n\t<strong><span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Answered by:&nbsp;Maulana Belaal Ahmed<\/span><\/span><\/strong>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\"><strong><u>Question:<\/u><\/strong><\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Assalamualaikum.<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Please confirm whether my friend&#39;s Umrah will be valid.&nbsp;<\/span><\/span><span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">He has a loan he&#39;s paying off with interest and he knows this is wrong.&nbsp;<\/span><\/span><span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">He has a credit card that is interest-free for 2 years.<\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">He intends to fund his Umrah trip for Ramadan with his credit card, so the funds are not &quot;haram&quot;, but then intends to pay off the amount owed on his credit card with his loan, however, he will have paid interest on the money used to pack the funds used to source his Umrah.<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">For example:<\/span><\/span>\n<\/p>\n<ul>\n<li>\n\t\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">&pound;2000 from credit card to funds his Umrah to halalise it.<\/span><\/span>\n\t<\/li>\n<li>\n\t\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">&pound;2000 owed on his credit card before the period of interest.<\/span><\/span>\n\t<\/li>\n<\/ul>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Clears the debt on his credit card of &pound;2000 using funds from his loan.&nbsp;<\/span><\/span>\n<\/p>\n<ul>\n<li>\n\t\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Pays interest on the &pound;2000 he used to pay back the loan.<\/span><\/span>\n\t<\/li>\n<\/ul>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Is his Umrah contaminated? Although it&#39;s valid from a fiqhi point of view, it will be bereft of any barakah along with his salah and all the good deeds he will do.<\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p style=\"text-align: center;\">\n\t&nbsp;\n<\/p>\n<p align=\"center\">\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\"><strong><u>In the name of Allah, the Most Gracious, the Most Merciful<\/u><\/strong><\/span><\/span>\n<\/p>\n<p align=\"center\">\n\t&nbsp;\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\"><strong><u>Answer:<\/u><\/strong><\/span><\/span>\n<\/p>\n<p align=\"center\">\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">The question of performing<em> umrah<\/em>&nbsp;and its acceptability is based on the issue of having a loan, more so an interest-bearing loan, it is important to understand that it will remain a sin for which necessary amends will have to be made. one should refrain from taking such loans which consist of interest as Allah has prohibited it in the Quraan<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">&ldquo;Allah has permitted transactions and has forbidden riba&rdquo; <\/span><span style=\"font-size:14px;\">(Surah Al Baqarah v.275)<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">The Prophet of Allah (Sallallahu Alahi Wasalam) has cursed the person who takes interest, who gives interest and who writes it and who witnesses it.&rdquo;<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-size:14px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">(Mishkaatul-Masabeeh p.244 v.1)<\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Nevertheless, if one has an outstanding debt, that does not prevent him from performing&nbsp;<em>umrah.<\/em>&nbsp;He may go for <em>umrah.<\/em>&nbsp;His&nbsp;<em>umrah\/<\/em> will be considered valid. <\/span><span style=\"font-size:14px;\">Fatawa Rahimiya ( English pg 197 Darul Ishaat)<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">However one should try to refrain from going to umrah with such wealth as umrah is not obligatory.<\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p align=\"center\">\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Only Allah knows best<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Written Maulana Belaal Ahmed<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">Darul Ifta Birmingham<\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fatwa ID: 04597 Answered by:&nbsp;Maulana Belaal Ahmed &nbsp; Question: &nbsp; Assalamualaikum. Please confirm whether my friend&#39;s Umrah will be valid.&nbsp;He has a loan he&#39;s paying&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[8],"tags":[],"_links":{"self":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/18437"}],"collection":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=18437"}],"version-history":[{"count":2,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/18437\/revisions"}],"predecessor-version":[{"id":18458,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/18437\/revisions\/18458"}],"wp:attachment":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=18437"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=18437"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=18437"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}