{"id":20027,"date":"2021-03-01T11:55:29","date_gmt":"2021-03-01T11:55:29","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/?p=20027"},"modified":"2021-03-01T11:55:58","modified_gmt":"2021-03-01T11:55:58","slug":"is-taking-out-a-life-cover-or-life-assurance-be-in-the-same-ruling-as-life-insurance","status":"publish","type":"post","link":"http:\/\/daruliftabirmingham.co.uk\/home\/is-taking-out-a-life-cover-or-life-assurance-be-in-the-same-ruling-as-life-insurance\/","title":{"rendered":"Is Taking Out a Life Cover or Life Assurance Be in the Same Ruling As Life Insurance"},"content":{"rendered":"

Fatwa ID: 04929<\/strong><\/span><\/p>\n

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Answered by: Maulana Tammim Tharik Mohamadou<\/strong><\/span><\/p>\n

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Question:<\/u><\/strong><\/span><\/p>\n

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We know that taken out a life insurance policy is haram, will taking out a life cover (or life assurance as they call it sometimes, I think) be permissible, or will that fall under the same ruling of conventional insurance and be deemed impermissible.<\/span><\/p>\n

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In the name of Allah, the Most Gracious, the Most Merciful<\/u><\/strong><\/span><\/p>\n

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Answer:<\/u><\/strong><\/span><\/p>\n

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Based on our research the life insurance is also called life assurance [1].<\/span><\/p>\n

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As for the life cover, it seems to be seldomly used.<\/span><\/p>\n

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According to Allianz Australia, the life cover is also known as life insurance or death cover.[2]<\/span><\/p>\n

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Consequently, these are life insurance policies thus it will be not be permitted to subscribe.<\/span><\/p>\n

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Only Allah knows best<\/span><\/p>\n

Written by Maulana Tammim Tharik Mohamadou<\/span><\/p>\n

Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/p>\n

Darul Ifta Birmingham<\/span><\/p>\n

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References<\/span><\/h1>\n\n\n\n\n
[1]<\/span><\/td>\nWikipedia, “Life Insurance,” [Online]. Available: https:\/\/en.wikipedia.org\/wiki\/Life_insurance. [Accessed 03 01 2021].<\/span><\/td>\n<\/tr>\n
[2]<\/span><\/td>\nA. Australia, “Life Cover,” [Online]. Available: https:\/\/www.allianz.com.au\/life-insurance\/cover\/. [Accessed 03 01 2021].<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

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Fatwa ID: 04929   Answered by: Maulana Tammim Tharik Mohamadou   Question:   We know that taken out a life insurance policy is haram, will…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[17],"tags":[],"_links":{"self":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/20027"}],"collection":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=20027"}],"version-history":[{"count":3,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/20027\/revisions"}],"predecessor-version":[{"id":20047,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/20027\/revisions\/20047"}],"wp:attachment":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=20027"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=20027"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=20027"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}