{"id":33504,"date":"2024-11-01T11:10:23","date_gmt":"2024-11-01T11:10:23","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/home\/?p=33504"},"modified":"2024-12-03T12:27:26","modified_gmt":"2024-12-03T12:27:26","slug":"benefiting-from-life-insurance-policy","status":"publish","type":"post","link":"http:\/\/daruliftabirmingham.co.uk\/home\/benefiting-from-life-insurance-policy\/","title":{"rendered":"Benefiting From Life Insurance Policy"},"content":{"rendered":"

Fatwa ID: 07620<\/strong><\/span><\/p>\n

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Answered by: Maulana Sheik Abdel Ahaad Imrit<\/strong><\/span><\/p>\n

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Question:<\/strong><\/span><\/p>\n

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Are Muslim children allowed to benefit from a life insurance policy taken out by their non-Muslim parents? Does the policy form part of the inheritance, making it impermissible, or is it considered a gift?<\/span><\/p>\n

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In the name of Allah, the Most Gracious, the Most Merciful<\/b><\/span><\/p>\n

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Answer:<\/b><\/span><\/p>\n

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It is understood that after the passing of the non-Muslim parents, the children are receiving the life insurance money.<\/span><\/p>\n

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Since the money belonged to the parents, it falls under their inheritance. However, a Muslim is not permitted to inherit this money.<\/span><\/p>\n

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Therefore, the money should be given in charity (sadaqa) without the intention of seeking reward (thawaab).<\/span><\/p>\n

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Only <\/span>Allah<\/span>\u00a0<\/span>knows best<\/span><\/span><\/p>\n

Written by Maulana Sheik Abdel Ahaad Imrit<\/span><\/p>\n

Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/p>\n

Darul Ifta Birmingham<\/span><\/p>\n

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\u00ab\u0627\u0644\u0641\u062a\u0627\u0648\u0649 \u0627\u0644\u0639\u0627\u0644\u0645\u0643\u064a\u0631\u064a\u0629 = \u0627\u0644\u0641\u062a\u0627\u0648\u0649 \u0627\u0644\u0647\u0646\u062f\u064a\u0629\u00bb (5\/ 342):<\/span><\/p>\n

\u00ab<\/span>\u200c\u200c<\/span>[\u0627\u0644\u0652\u0628\u064e\u0627\u0628\u064f \u0627\u0644\u062b\u0651\u064e\u0627\u0646\u0650\u064a \u0639\u064e\u0634\u064e\u0631\u064e \u0641\u0650\u064a \u0627\u0644\u0652\u0647\u064e\u062f\u064e\u0627\u064a\u064e\u0627 \u0648\u064e\u0627\u0644\u0636\u0651\u0650\u064a\u064e\u0627\u0641\u064e\u0627\u062a\u0650]<\/span><\/span><\/p>\n

(\u0627\u0644\u0652\u0628\u064e\u0627\u0628\u064f \u0627\u0644\u062b\u0651\u064e\u0627\u0646\u0650\u064a \u0639\u064e\u0634\u064e\u0631\u064e \u0641\u0650\u064a \u0627\u0644\u0652\u0647\u064e\u062f\u064e\u0627\u064a\u064e\u0627 \u0648\u064e\u0627\u0644\u0636\u0651\u0650\u064a\u064e\u0627\u0641\u064e\u0627\u062a\u0650) \u0623\u064e\u0647\u0652\u062f\u064e\u0649 \u0625\u0644\u064e\u0649 \u0631\u064e\u062c\u064f\u0644\u064d \u0634\u064e\u064a\u0652\u0626\u064b\u0627 \u0623\u064e\u0648\u0652 \u0623\u064e\u0636\u064e\u0627\u0641\u064e\u0647\u064f \u200c\u0625\u0646\u0652 \u200c\u0643\u064e\u0627\u0646\u064e \u200c\u063a\u064e\u0627\u0644\u0650\u0628\u064f \u200c\u0645\u064e\u0627\u0644\u0650\u0647\u0650 \u0645\u0650\u0646\u0652 \u0627\u0644\u0652\u062d\u064e\u0644\u064e\u0627\u0644\u0650 \u0641\u064e\u0644\u064e\u0627 \u0628\u064e\u0623\u0652\u0633\u064e \u0625\u0644\u0651\u064e\u0627 \u0623\u064e\u0646\u0652 \u064a\u064e\u0639\u0652\u0644\u064e\u0645\u064e \u0628\u0650\u0623\u064e\u0646\u0651\u064e\u0647\u064f \u062d\u064e\u0631\u064e\u0627\u0645\u064c\u060c \u0641\u064e\u0625\u0650\u0646\u0652 \u0643\u064e\u0627\u0646\u064e \u0627\u0644\u0652\u063a\u064e\u0627\u0644\u0650\u0628\u064f \u0647\u064f\u0648\u064e \u0627\u0644\u0652\u062d\u064e\u0631\u064e\u0627\u0645\u064e \u064a\u064e\u0646\u0652\u0628\u064e\u063a\u0650\u064a \u0623\u064e\u0646\u0652 \u0644\u064e\u0627 \u064a\u064e\u0642\u0652\u0628\u064e\u0644\u064e \u0627\u0644\u0652\u0647\u064e\u062f\u0650\u064a\u0651\u064e\u0629\u064e\u060c \u0648\u064e\u0644\u064e\u0627 \u064a\u064e\u0623\u0652\u0643\u064f\u0644\u064e \u0627\u0644\u0637\u0651\u064e\u0639\u064e\u0627\u0645\u064e \u0625\u0644\u0651\u064e\u0627 \u0623\u064e\u0646\u0652 \u064a\u064f\u062e\u0652\u0628\u0650\u0631\u064e\u0647\u064f \u0628\u0650\u0623\u064e\u0646\u0651\u064e\u0647\u064f \u062d\u064e\u0644\u064e\u0627\u0644\u064c \u0648\u064e\u0631\u0650\u062b\u0652\u062a\u064f\u0647\u064f \u0623\u064e\u0648\u0652 \u0627\u0633\u0652\u062a\u064e\u0642\u0652\u0631\u064e\u0636\u0652\u062a\u064f\u0647\u064f \u0645\u0650\u0646\u0652 \u0631\u064e\u062c\u064f\u0644\u064d\u060c \u0643\u064e\u0630\u064e\u0627 \u0641\u0650\u064a \u0627\u0644\u0652\u064a\u064e\u0646\u064e\u0627\u0628\u0650\u064a\u0639\u0650\u00bb<\/span><\/p>\n

\u00ab\u0627\u0644\u0641\u062a\u0627\u0648\u0649 \u0627\u0644\u0639\u0627\u0644\u0645\u0643\u064a\u0631\u064a\u0629 = \u0627\u0644\u0641\u062a\u0627\u0648\u0649 \u0627\u0644\u0647\u0646\u062f\u064a\u0629\u00bb (5\/ 343):<\/span><\/p>\n

\u00ab\u0622\u0643\u0650\u0644\u064f \u0627\u0644\u0631\u0651\u064e\u0628\u0651\u064e\u0627 \u0648\u064e\u0643\u064e\u0627\u0633\u0650\u0628\u064f \u0627\u0644\u0652\u062d\u064e\u0631\u064e\u0627\u0645\u0650 \u0623\u064e\u0647\u0652\u062f\u064e\u0649 \u0625\u0644\u064e\u064a\u0652\u0647\u0650 \u0623\u064e\u0648\u0652 \u0623\u064e\u0636\u064e\u0627\u0641\u064e\u0647\u064f \u0648\u064e\u063a\u064e\u0627\u0644\u0650\u0628\u064f \u0645\u064e\u0627\u0644\u0650\u0647\u0650 \u062d\u064e\u0631\u064e\u0627\u0645\u064c \u0644\u064e\u0627 \u064a\u064e\u0642\u0652\u0628\u064e\u0644\u064f\u060c \u0648\u064e\u0644\u064e\u0627 \u064a\u064e\u0623\u0652\u0643\u064f\u0644\u064f \u0645\u064e\u0627 \u0644\u064e\u0645\u0652 \u064a\u064f\u062e\u0652\u0628\u0650\u0631\u0652\u0647\u064f \u0623\u064e\u0646\u0651\u064e \u0630\u064e\u0644\u0650\u0643\u064e \u0627\u0644\u0652\u0645\u064e\u0627\u0644\u064e \u0623\u064e\u0635\u0652\u0644\u064f\u0647\u064f \u062d\u064e\u0644\u064e\u0627\u0644\u064c \u0648\u064e\u0631\u0650\u062b\u064e\u0647\u064f \u0623\u064e\u0648\u0652 \u0627\u0633\u0652\u062a\u064e\u0642\u0652\u0631\u064e\u0636\u064e\u0647\u064f\u060c \u0648\u064e\u0625\u0650\u0646\u0652 \u0643\u064e\u0627\u0646\u064e \u063a\u064e\u0627\u0644\u0650\u0628\u064f \u0645\u064e\u0627\u0644\u0650\u0647\u0650 \u062d\u064e\u0644\u064e\u0627\u0644\u064b\u0627 \u0644\u064e\u0627 \u0628\u064e\u0623\u0652\u0633\u064e \u0628\u0650\u0642\u064e\u0628\u064f\u0648\u0644\u0650 \u0647\u064e\u062f\u0650\u064a\u0651\u064e\u062a\u0650\u0647\u0650 \u0648\u064e\u0627\u0644\u0652\u0623\u064e\u0643\u0652\u0644\u0650 \u0645\u0650\u0646\u0652\u0647\u064e\u0627\u060c \u0643\u064e\u0630\u064e\u0627 \u0641\u0650\u064a \u0627\u0644\u0652\u0645\u064f\u0644\u0652\u062a\u064e\u0642\u064e\u0637\u0650\u00bb<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

\u062a\u0628\u064a\u064a\u0646 \u0627\u0644\u062d\u0642\u0627\u0626\u0642 \u0634\u0631\u062d \u0643\u0646\u0632 \u0627\u0644\u062f\u0642\u0627\u0626\u0642 \u0648\u062d\u0627\u0634\u064a\u0629 \u0627\u0644\u0634\u0644\u0628\u064a\u00bb (6\/ 27):<\/span><\/p>\n

\u00ab\u0648\u064e\u0642\u064e\u0627\u0644\u064e \u0641\u0650\u064a \u0627\u0644\u0646\u0651\u0650\u0647\u064e\u0627\u064a\u064e\u0629\u0650 \u0642\u064e\u0627\u0644\u064e \u0628\u064e\u0639\u0652\u0636\u064f \u0645\u064e\u0634\u064e\u0627\u064a\u0650\u062e\u0650\u0646\u064e\u0627 \u0643\u064e\u0633\u0652\u0628\u064f \u0627\u0644\u0652\u0645\u064f\u063a\u064e\u0646\u0651\u0650\u064a\u064e\u0629\u0650 \u0643\u064e\u0627\u0644\u0652\u0645\u064e\u063a\u0652\u0635\u064f\u0648\u0628\u0650 \u0644\u064e\u0645\u0652 \u064a\u064e\u062d\u0650\u0644\u0651\u064e \u0623\u064e\u062e\u0652\u0630\u064f\u0647\u064f\u060c \u0648\u064e\u0639\u064e\u0644\u064e\u0649 \u0647\u064e\u0630\u064e\u0627 \u0642\u064e\u0627\u0644\u064f\u0648\u0627 \u0644\u064e\u0648\u0652 \u0645\u064e\u0627\u062a\u064e \u0631\u064e\u062c\u064f\u0644\u064c\u060c \u0648\u064e\u0643\u064e\u0633\u0652\u0628\u064f\u0647\u064f \u0645\u0650\u0646\u0652 \u0628\u064e\u064a\u0652\u0639\u0650 \u0627\u0644\u0652\u0628\u064e\u0627\u0630\u064e\u0642\u0650 \u0623\u064e\u0648\u0652 \u0627\u0644\u0638\u0651\u064f\u0644\u0652\u0645\u0650 \u0623\u064e\u0648\u0652 \u0623\u064e\u062e\u0652\u0630\u0650 \u0627\u0644\u0631\u0651\u0650\u0634\u0652\u0648\u064e\u0629\u0650 \u064a\u064e\u062a\u064e\u0648\u064e\u0631\u0651\u064e\u0639\u064f \u0627\u0644\u0652\u0648\u064e\u0631\u064e\u062b\u064e\u0629\u064f\u060c \u0648\u064e\u0644\u064e\u0627 \u064a\u064e\u0623\u0652\u062e\u064f\u0630\u064f\u0648\u0627 \u0645\u0650\u0646\u0652\u0647\u064f \u0634\u064e\u064a\u0652\u0626\u064b\u0627\u060c \u0648\u064e\u0647\u064f\u0648\u064e \u0623\u064e\u0648\u0652\u0644\u064e\u0649 \u0644\u064e\u0647\u064f\u0645\u0652\u060c \u0648\u064e\u064a\u064e\u0631\u064f\u062f\u0651\u064f\u0648\u0646\u064e\u0647\u064e\u0627 \u0639\u064e\u0644\u064e\u0649 \u0623\u064e\u0631\u0652\u0628\u064e\u0627\u0628\u0650\u0647\u064e\u0627 \u0625\u0646\u0652 \u0639\u064e\u0631\u064e\u0641\u064f\u0648\u0647\u064f\u0645\u0652\u060c \u0648\u064e\u0625\u0650\u0644\u0651\u064e\u0627 \u062a\u064e\u0635\u064e\u062f\u0651\u064e\u0642\u064f\u0648\u0627 \u0628\u0650\u0647\u064e\u0627\u061b \u0644\u0650\u0623\u064e\u0646\u0651\u064e \u0633\u064e\u0628\u0650\u064a\u0644\u064e \u200c\u0627\u0644\u0652\u0643\u064e\u0633\u0652\u0628\u0650 \u200c\u0627\u0644\u0652\u062e\u064e\u0628\u0650\u064a\u062b\u0650 \u0627\u0644\u062a\u0651\u064e\u0635\u064e\u062f\u0651\u064f\u0642\u064f \u0625\u0630\u064e\u0627 \u062a\u064e\u0639\u064e\u0630\u0651\u064e\u0631\u064e \u0627\u0644\u0631\u0651\u064e\u062f\u0651\u064f \u0639\u064e\u0644\u064e\u0649 \u0635\u064e\u0627\u062d\u0650\u0628\u0650\u0647\u0650\u00bb<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

\u00ab\u0627\u0644\u0641\u062a\u0627\u0648\u0649 \u0627\u0644\u0639\u0627\u0644\u0645\u0643\u064a\u0631\u064a\u0629 = \u0627\u0644\u0641\u062a\u0627\u0648\u0649 \u0627\u0644\u0647\u0646\u062f\u064a\u0629\u00bb (2\/ 272):<\/span><\/p>\n

\u00ab\u0648\u064e\u0644\u064e\u0648\u0652 \u062a\u064e\u0635\u064e\u062f\u0651\u064e\u0642\u064e \u0639\u064e\u0644\u064e\u0649 \u0641\u064e\u0642\u0650\u064a\u0631\u064d \u0628\u0650\u0634\u064e\u064a\u0652\u0621\u064d \u0645\u0650\u0646\u0652 \u200c\u0645\u064e\u0627\u0644\u0650 \u200c\u0627\u0644\u0652\u062d\u064e\u0631\u064e\u0627\u0645\u0650 \u064a\u064e\u0631\u0652\u062c\u064f\u0648 \u0627\u0644\u062b\u0651\u064e\u0648\u064e\u0627\u0628\u064e \u064a\u064e\u0643\u0652\u0641\u064f\u0631\u064f\u00bb<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

\u00ab\u0627\u0644\u0641\u062a\u0627\u0648\u0649 \u0627\u0644\u0639\u0627\u0644\u0645\u0643\u064a\u0631\u064a\u0629 = \u0627\u0644\u0641\u062a\u0627\u0648\u0649 \u0627\u0644\u0647\u0646\u062f\u064a\u0629\u00bb (5\/ 349):<\/span><\/p>\n

\u00ab\u0648\u064e\u0627\u0644\u0633\u0651\u064e\u0628\u0650\u064a\u0644\u064f \u0641\u0650\u064a \u0627\u0644\u0652\u0645\u064e\u0639\u064e\u0627\u0635\u0650\u064a \u0631\u064e\u062f\u0651\u064f\u0647\u064e\u0627 \u0648\u064e\u0630\u064e\u0644\u0650\u0643\u064e \u0647\u064e\u0627\u0647\u064f\u0646\u064e\u0627 \u0628\u0650\u0631\u064e\u062f\u0651\u0650 \u0627\u0644\u0652\u0645\u064e\u0623\u0652\u062e\u064f\u0648\u0630\u0650 \u0625\u0646\u0652 \u062a\u064e\u0645\u064e\u0643\u0651\u064e\u0646\u064e \u0645\u0650\u0646\u0652 \u0631\u064e\u062f\u0651\u0650\u0647\u0650 \u0628\u0650\u0623\u064e\u0646\u0652 \u0639\u064e\u0631\u064e\u0641\u064e \u0635\u064e\u0627\u062d\u0650\u0628\u064e\u0647\u064f \u0648\u064e\u0628\u0650\u0627\u0644\u062a\u0651\u064e\u0635\u064e\u062f\u0651\u064f\u0642\u0650 \u0628\u0650\u0647\u0650 \u0625\u0646\u0652 \u0644\u064e\u0645\u0652 \u064a\u064e\u0639\u0652\u0631\u0650\u0641\u0652\u0647\u064f \u0644\u0650\u064a\u064e\u0635\u0650\u0644\u064e \u0625\u0644\u064e\u064a\u0652\u0647\u0650 \u0646\u064e\u0641\u0652\u0639\u064f \u0645\u064e\u0627\u0644\u0650\u0647\u0650 \u0625\u0646\u0652 \u0643\u064e\u0627\u0646\u064e \u0644\u064e\u0627 \u064a\u064e\u0635\u0650\u0644\u064f \u0625\u0644\u064e\u064a\u0652\u0647\u0650 \u0639\u064e\u064a\u0652\u0646\u064f \u0645\u064e\u0627\u0644\u0650\u0647\u0650\u00bb<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

\u00ab\u062d\u0627\u0634\u064a\u0629 \u0627\u0628\u0646 \u0639\u0627\u0628\u062f\u064a\u0646 = \u0631\u062f \u0627\u0644\u0645\u062d\u062a\u0627\u0631 \u0637 \u0627\u0644\u062d\u0644\u0628\u064a\u00bb (6\/ 385):<\/span><\/p>\n

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 <\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

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