{"id":34505,"date":"2024-12-21T11:59:40","date_gmt":"2024-12-21T11:59:40","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/home\/?p=34505"},"modified":"2025-01-01T19:58:32","modified_gmt":"2025-01-01T19:58:32","slug":"helping-parents-to-pay-off-interest-based-mortgage","status":"publish","type":"post","link":"http:\/\/daruliftabirmingham.co.uk\/home\/helping-parents-to-pay-off-interest-based-mortgage\/","title":{"rendered":"Helping Parents To Pay Off Interest Based Mortgage"},"content":{"rendered":"

Fatwa ID: 07814<\/strong><\/span><\/p>\n

 <\/p>\n

 <\/p>\n

Written by Alimah Saleha Bukhari Islam<\/strong><\/span><\/p>\n

 <\/p>\n

Question<\/strong><\/span><\/p>\n

 <\/p>\n

I live in Italy and my parents want to buy a house with a non-Islamic mortgage, the mortgage is based on riba. My parents believe in Allah but they don\u2019t practice the religion, so they don\u2019t care if the riba is haram. If I want to help my parents in the future to free them from riba, is it haram for me to pay it off? <\/span><\/p>\n

 <\/p>\n

Even if they won\u2019t regret it, My goal is to help them because they have sacrificed a lot for me, and I would like to repay them with this gesture. If the mortgage (including riba) costs 200k euros, can I give it to them 200k and then they pay the mortgage themselves without me having to pay it?<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

In the name of Allah, the Most Gracious, the Most Merciful<\/b><\/span><\/p>\n

 <\/p>\n

Answer<\/strong><\/span><\/p>\n

 <\/p>\n

\u201cNo burdened soul will bear the burden of another: even if a heavily laden soul should cry for help, none of its load will be carried, not even by a close relative. But you [Prophet] can only warn those who fear their Lord, though they cannot see Him, and keep up the prayer\u2013 whoever purifies himself does so for his own benefit\u2013 everything\u00a0returns\u00a0to\u00a0God.\u201d\u00a0 [Quran 35:18]<\/span><\/p>\n

 <\/p>\n

“The Messenger of Allah (\ufdfa) cursed the one who consumed Riba, and the one who charged it, those who witnessed it, and the one who recorded it.\u201d\u00a0 <\/span>[Jami` at-Tirmidhi 1206]<\/span><\/span><\/p>\n

 <\/p>\n

As understood from the Quran verse mentioned above, you will not be held accountable for the actions of your parents. However, one should be cautious to not take on the responsibility of paying the interest of the loan as he who pays interest is equal to the one who charges it. The safest and most cautious option in this case is to gift one\u2019s parents the money with which they can pay off the loan and free themselves from such difficulty.<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

Only Allah\u00a0knows best.<\/span><\/p>\n

Written by Alimah Saleha Bukhari Islam<\/span><\/p>\n

Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/p>\n

Darul Ifta Birmingham<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

 <\/p>\n

References<\/strong><\/span><\/p>\n

 <\/p>\n

\u00a0\u00a0\u0648\u064e\u0644\u064e\u0627\u00a0\u00a0 \u062a\u064e\u0632\u0650\u0631\u064f\u00a0\u00a0 \u0648\u064e\u0627\u0632\u0650\u0631\u064e\u0629\u064c\u00a0\u00a0 \u0648\u0650\u0632\u0652\u0631\u064e\u00a0\u00a0 \u0623\u064f\u062e\u0652\u0631\u064e\u0649\u00a0 \u06da\u00a0 \u0648\u064e\u0625\u0650\u0646\u00a0\u00a0 \u062a\u064e\u062f\u0652\u0639\u064f\u00a0\u00a0 \u0645\u064f\u062b\u0652\u0642\u064e\u0644\u064e\u0629\u064c\u00a0\u00a0 \u0625\u0650\u0644\u064e\u0649\u0670\u00a0\u00a0 \u062d\u0650\u0645\u0652\u0644\u0650\u0647\u064e\u0627\u00a0\u00a0 \u0644\u064e\u0627\u00a0\u00a0 \u064a\u064f\u062d\u0652\u0645\u064e\u0644\u0652\u00a0\u00a0 \u0645\u0650\u0646\u0652\u0647\u064f\u00a0\u00a0 \u0634\u064e\u0649\u0652\u0621\u064c\u00a0\u00a0 \u0648\u064e\u0644\u064e\u0648\u0652\u00a0\u00a0 \u0643\u064e\u0627\u0646\u064e\u00a0\u00a0 \u0630\u064e\u0627\u00a0\u00a0 \u0642\u064f\u0631\u0652\u0628\u064e\u0649\u0670\u0653\u00a0 \u06d7\u00a0 \u0625\u0650\u0646\u0651\u064e\u0645\u064e\u0627\u00a0\u00a0 \u062a\u064f\u0646\u0630\u0650\u0631\u064f\u00a0\u00a0 \u0671\u0644\u0651\u064e\u0630\u0650\u064a\u0646\u064e\u00a0\u00a0 \u064a\u064e\u062e\u0652\u0634\u064e\u0648\u0652\u0646\u064e\u00a0\u00a0 \u0631\u064e\u0628\u0651\u064e\u0647\u064f\u0645\u00a0\u00a0 \u0628\u0650\u0671\u0644\u0652\u063a\u064e\u064a\u0652\u0628\u0650\u00a0\u00a0 \u0648\u064e\u0623\u064e\u0642\u064e\u0627\u0645\u064f\u0648\u0627\u06df\u00a0\u00a0 \u0671\u0644\u0635\u0651\u064e\u0644\u064e\u0648\u0670\u0629\u064e\u00a0 \u06da\u00a0 \u0648\u064e\u0645\u064e\u0646\u00a0\u00a0 \u062a\u064e\u0632\u064e\u0643\u0651\u064e\u0649\u0670\u00a0\u00a0 \u0641\u064e\u0625\u0650\u0646\u0651\u064e\u0645\u064e\u0627\u00a0\u00a0 \u064a\u064e\u062a\u064e\u0632\u064e\u0643\u0651\u064e\u0649\u0670\u00a0\u00a0 \u0644\u0650\u0646\u064e\u0641\u0652\u0633\u0650\u0647\u0650\u06e6\u00a0 \u06da\u00a0 \u0648\u064e\u0625\u0650\u0644\u064e\u0649\u00a0\u00a0 \u0671\u0644\u0644\u0651\u064e\u0647\u0650\u00a0\u00a0 \u0671\u0644\u0652\u0645\u064e\u0635\u0650\u064a\u0631\u064f\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n

[Quran 35:18]<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

\u062d\u064e\u062f\u0651\u064e\u062b\u064e\u0646\u064e\u0627 \u0642\u064f\u062a\u064e\u064a\u0652\u0628\u064e\u0629\u064f\u060c \u062d\u064e\u062f\u0651\u064e\u062b\u064e\u0646\u064e\u0627 \u0623\u064e\u0628\u064f\u0648 \u0639\u064e\u0648\u064e\u0627\u0646\u064e\u0629\u064e\u060c \u0639\u064e\u0646\u0652 \u0633\u0650\u0645\u064e\u0627\u0643\u0650 \u0628\u0652\u0646\u0650 \u062d\u064e\u0631\u0652\u0628\u064d\u060c \u0639\u064e\u0646\u0652 \u0639\u064e\u0628\u0652\u062f\u0650 \u0627\u0644\u0631\u0651\u064e\u062d\u0652\u0645\u064e\u0646\u0650 \u0628\u0652\u0646\u0650 \u0639\u064e\u0628\u0652\u062f\u0650 \u0627\u0644\u0644\u0651\u064e\u0647\u0650 \u0628\u0652\u0646\u0650 \u0645\u064e\u0633\u0652\u0639\u064f\u0648\u062f\u064d\u060c \u0639\u064e\u0646\u0650 \u0627\u0628\u0652\u0646\u0650 \u0645\u064e\u0633\u0652\u0639\u064f\u0648\u062f\u064d\u060c \u0642\u064e\u0627\u0644\u064e \u0644\u064e\u0639\u064e\u0646\u064e \u0631\u064e\u0633\u064f\u0648\u0644\u064f \u0627\u0644\u0644\u0651\u064e\u0647\u0650 \u0635\u0644\u0649 \u0627\u0644\u0644\u0647 \u0639\u0644\u064a\u0647 \u0648\u0633\u0644\u0645 \u0622\u0643\u0650\u0644\u064e \u0627\u0644\u0631\u0651\u0650\u0628\u064e\u0627 \u0648\u064e\u0645\u064f\u0648\u0643\u0650\u0644\u064e\u0647\u064f \u0648\u064e\u0634\u064e\u0627\u0647\u0650\u062f\u064e\u064a\u0652\u0647\u0650 \u0648\u064e\u0643\u064e\u0627\u062a\u0650\u0628\u064e\u0647\u064f \u200f.\u200f<\/span><\/p>\n

[Jami` at-Tirmidhi 1206]<\/span><\/p>\n

 <\/p>\n

\u00a0<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Fatwa ID: 07814     Written by Alimah Saleha Bukhari Islam   Question   I live in Italy and my parents want to buy a…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[17],"tags":[],"_links":{"self":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/34505"}],"collection":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=34505"}],"version-history":[{"count":4,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/34505\/revisions"}],"predecessor-version":[{"id":34998,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/34505\/revisions\/34998"}],"wp:attachment":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=34505"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=34505"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=34505"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}