{"id":40614,"date":"2026-02-25T13:46:46","date_gmt":"2026-02-25T13:46:46","guid":{"rendered":"https:\/\/daruliftabirmingham.co.uk\/home\/?p=40614"},"modified":"2026-02-25T19:18:04","modified_gmt":"2026-02-25T19:18:04","slug":"ruling-on-the-obligation-of-zakah-on-compulsory-employee-pension-contributions-employer-matched-pension-funds","status":"publish","type":"post","link":"http:\/\/daruliftabirmingham.co.uk\/home\/ruling-on-the-obligation-of-zakah-on-compulsory-employee-pension-contributions-employer-matched-pension-funds\/","title":{"rendered":"Ruling On The Obligation Of Zakah On Compulsory Employee Pension Contributions & Employer-Matched Pension Funds"},"content":{"rendered":"

Fatwa ID: 08787<\/strong><\/span><\/p>\n

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Answered by Alimah Humairah Badshah<\/strong><\/span><\/p>\n

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Question<\/strong>:<\/strong><\/span><\/p>\n

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Every month some amount is deducted from my salary as an employee contribution in the pension fund of our company. And against this contribution the employer also contribute toe some if not the same amount. This accrued contribution cant be withdrawn until the retirement or near retirement. Do I need to pay the zakat of this fund in pension account?<\/span><\/p>\n

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In the name of Allah, the Most Gracious, the Most Merciful<\/strong><\/span><\/p>\n

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Answer<\/strong>:<\/strong><\/span><\/p>\n

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Whether one is required to pay zakat on one\u2019s pension depends on which type of pension one is contributing to. Defined contribution schemes (where a party or multiple parties, such as an employee and their employer, contribute money into a \u2018pot\u2019 which is invested until the employee retires) do necessitate zakat.<\/span><\/p>\n

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This is because the money in the \u2018pot\u2019, even though it is withheld for a long period of time, is still within the ownership of the employee. It can be conceptualised as a kind of long-term debt with a fixed payment date. These kinds of debts require the one who owns the money to pay the zakat, even if they are not currently in possession of the money, rather than the zakat being a burden upon the debtor.<\/span><\/p>\n

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However, since the money is not currently in the employee\u2019s possession, it is not necessary for one to pay the zakat every year if one is not able. One can instead pay all the years of zakat which were due upon receiving the pension money. This would require one to log the amount due each year.<\/span><\/p>\n

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Keep in mind that it is crucial for one to keep an accurate log every single year in order to correctly calculate the amount of zakat. It would be advisable to make multiple backups of the log and set reminders for oneself so that one records the zakat due every single year if one chooses not to pay annually with the rest of one\u2019s zakat.<\/span><\/p>\n

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References<\/strong>:<\/strong><\/span><\/p>\n

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(\u0648\u064e\u0645\u0650\u0646\u0652\u0647\u064e\u0627 \u062d\u064e\u0648\u064e\u0644\u064e\u0627\u0646\u064f \u0627\u0644\u0652\u062d\u064e\u0648\u0652\u0644\u0650 \u0639\u064e\u0644\u064e\u0649 \u0627\u0644\u0652\u0645\u064e\u0627\u0644\u0650)<\/span><\/p>\n

Al-Fataawa Al-Hindiyyah (Daar Al-Fikr, https:\/\/shamela.ws<\/a>) v.1 p.175<\/span><\/p>\n

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Al-Fataawa Al-Hindiyyah (Daar Al-Fikr, https:\/\/shamela.ws) v.1 p.173<\/span><\/p>\n

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Only Allah (\u0639\u0632 \u0648 \u062c\u0644) knows best.<\/span><\/p>\n

Written by Alimah Humairah Badshah<\/span><\/p>\n

Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/p>\n

Darul Ifta Birmingham<\/span><\/p>\n

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 <\/p>\n","protected":false},"excerpt":{"rendered":"

Fatwa ID: 08787     Answered by Alimah Humairah Badshah   Question:   Every month some amount is deducted from my salary as an employee…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[19],"tags":[],"_links":{"self":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/40614"}],"collection":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=40614"}],"version-history":[{"count":3,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/40614\/revisions"}],"predecessor-version":[{"id":40625,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/40614\/revisions\/40625"}],"wp:attachment":[{"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=40614"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=40614"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=40614"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}