Is shower or boiler breakdown cover permissible?
In the name of Allah, the most Beneficent, the most Merciful.
It is permissible to have a breakdown cover for showers and boilers. A breakdown cover is different from insurance in that one pays for the service, which the company offers him, which is to assist him at any time. The company does not pay any damages towards it. If one does not use their service during the course of the year, then payment still remains as one is paying for the service of them being there for you at anytime.
Only Allah Knows Best
Mohammed Tosir Miah
Darul Ifta Birmingham