Fatwa ID: 08100

Answered by: Maulana Nuski Cassim

Question:

I am working at a private company. It provides health insurance for me but for adding my parents into this insurance, they provide 30,000 points on a platform. These points can’t be directly converted into money. These points may be used for adding my parents into this insurance or for few other purposes like buying gym membership,flight tickets, buying vehicle insurance, etc. Can I enroll my parents using these points?

بِسْمِ اللهِ الرَّحْمنِ الرَّحِيْم

In the name of Allah, the Most Gracious, the Most Merciful

Answer:

Assalamu ‘alaykum wa rahmatullahi wa barakatuhu,

If these points are given entirely on behalf of the company and does not involve the paying of a premium or a reduction in salary—whether weekly, monthly or yearly—then it will be permissible for you to enroll you parents into the health insurance and have them benefit from it.[1]

As for the other options mentioned such as gym membership, flight tickets etc., then these options will be permissible irrespective.

Only Allah knows best.

Written by Maulana Nuski Cassim
Checked and approved by Mufti Mohammed Tosir Miah
Darul Ifta Birmingham

[1] قال رسول الله: أجيبوا الداعِيَ، ولا تَرُدُّوا الهَدِيَّةَ، ولا تضْرِبُوا المسلمين
[صحيح ابن حبان، رقم الحديث: ٥٦٠٣، مسند أحمد، رقم الحديث: ٣٨٣٨]

اختلف العلماء فيمن جاءه مال هل يجب قبوله أو يندب؟ على ثلاثة مذاهب حكاها أبو جعفر محمد بن جرير الطبري وآخرون، والصحيح المشهور الذي عليه الجمهور: أنه يُستحبّ في غير عطيَّة السلطان
[شرح صحيح مسلم للنووي، ج. ٣، كتاب الزكاة، صفحة ١٥٢، دار الفيحاء]