Financial Ability and Hajj: Ruling on Withdrawable Pension Funds

CategoriesHajj & Umrah & Qurbani [342]

Fatwa ID: 08769

 

 

Answered by Maulana Sakib Shadman 

 

Question:

 

If by the age of 40 , I have enough funds in my pension to go for Hajj. Does it become obligatory for me to withdraw the amount and use it on Hajj?

 

 

 

In the name of Allah, the Most Gracious, the Most Merciful

 

Answer:

 

The regulations regarding pensions differ from country to country. 

 

  • In certain countries, you cannot withdraw your pension until you retire. In fact, the law may even make it impossible for you to access your pension before retirement.
  • In other countries, you may legally access your pension and you may freely withdraw money from your pension account even if you are young and healthy.

 

If you have no access to your pension account and you do not have enough access to money to perform Hajj, then Hajj is not compulsory for you.

 

However if you do have access to your pension funds, and there is enough money for you to perform Hajj and financially provide for your dependents (e.g. your children and wife) until you return, then Hajj will be compulsory for you. 

 

 

 

References:

 

«لِأَنَّهُ ﵊ سُئِلَ عَنْ السَّبِيلِ إلَيْهِ فَقَالَ: الزَّادُ وَالرَّاحِلَةُ» وَإِنْ أَمْكَنَهُ أَنْ يَكْتَرِيَ عَقَبَةً فَلَا شَيْءَ عَلَيْهِ، لِأَنَّهُمَا إذَا كَانَا يَتَعَاقَبَانِ لَمْ تُوجَدْ الرَّاحِلَةُ فِي جَمِيعِ السَّفَرِ. وَيُشْتَرَطُ أَنْ يَكُونَ فَاضِلًا عَنْ الْمَسْكَنِ وَعَمَّا

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ص417 – كتاب فتح القدير للكمال بن الهمام ط الحلبي – كتاب الحج – المكتبة الشاملة

 

وَرُوِيَ أَنَّهُ قَالَ: «مَنْ مَلَكَ زَادًا وَرَاحِلَةً تُبَلِّغُهُ إلَى بَيْتِ اللَّهِ الْحَرَامِ فَلَمْ يَحُجَّ، فَلَا عَلَيْهِ أَنْ يَمُوتَ يَهُودِيًّا أَوْ نَصْرَانِيًّا» .

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ص118 – كتاب بدائع الصنائع في ترتيب الشرائع – كتاب الحج – المكتبة الشاملة

 

وَاخْتُلِفَ فِي وُجُوبِهِ عَلَى الْفَوْرِ، وَالتَّرَاخِي، ذَكَرَ الْكَرْخِيُّ: أَنَّهُ عَلَى الْفَوْرِ حَتَّى يَأْثَمَ بِالتَّأْخِيرِ عَنْ أَوَّلِ أَوْقَاتِ الْإِمْكَانِ، وَهِيَ السَّنَةُ الْأُولَى عِنْدَ اسْتِجْمَاعِ شَرَائِطِ الْوُجُوبِ، وَذَكَرَ أَبُو سَهْلٍ الزَّجَّاجِيُّ الْخِلَافَ فِي الْمَسْأَلَةِ بَيْنَ أَبِي يُوسُفَ، وَمُحَمَّدٍ فَقَالَ فِي قَوْلِ أَبِي يُوسُفَ: يَجِبُ عَلَى الْفَوْرِ، وَفِي قَوْلِ مُحَمَّدٍ: عَلَى التَّرَاخِي، وَهُوَ قَوْلُ الشَّافِعِيِّ.

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ص119 – كتاب بدائع الصنائع في ترتيب الشرائع – فصل كيفية فرض الحج – المكتبة الشاملة

 

 

 

 

Only Allah knows best.

Written by Maulana Sakib Shadman 

Checked and approved by Mufti Mohammed Tosir Miah

Darul Ifta Birmingham

 

 

 

 

 

 

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