Fatwa ID: 08798

Answered by: Maulana Abdurrahman Mohammad

Question:

I work for the NHS UK, and some trusts offer fleet service whereby we may avail a new car on lease for a pay deduction from our pay slip. I just wanted to ask whether it is halal or not. I have attached the website link as well for your kind reference.

https://www.nhsfleetsolutions.co.uk/

In the name of Allah, the Most Gracious, the Most Merciful

Answer:

This would be permitted.

If the employee purchases a specific item from the employer, it is permissible, according to all of their opinions. The contract is based on an amount equivalent to the pay as a debt owed, and the price and pay rent are offset. This is stated in Al-Dhakhira. If it is impossible to complete the work, the employer may claim the dirhams from the employee, not the item. This is stated in Muhit Al-Sarakhsi.

References:

وَلَوْ اشْتَرَى الْمُؤَجِّرُ مِنْ الْمُسْتَأْجِرِ عَيْنًا مِنْ الْأَعْيَانِ جَازَ فِي قَوْلِهِمْ جَمِيعًا وَيَتَعَلَّقُ الْعَقْدُ بِمِثْلِ الْأُجْرَةِ دَيْنًا فِي الذِّمَّةِ وَتَقَعُ الْمُقَاصَّةُ بَيْنَ الثَّمَنِ وَبَيْنَ الْأُجْرَةِ. كَذَا فِي الذَّخِيرَةِ. فَإِنْ تَعَذَّرَ إيفَاءُ الْعَمَلِ رَجَعَ عَلَيْهِ بِالدَّرَاهِمِ دُونَ الْمَتَاعِ. كَذَا فِي مُحِيطِ السَّرَخْسِيِّ.

(Al-Fatāwā Al-Hindiyyah, vol. 4, pg. 417, Al-Maṭba’ah Al-Kubrā Al-Amīriyyah)

Only Allah (عَزَّ وَ جَلَّ) knows best.

Written by Maulana Abdurrahman Mohammad

Checked and approved by Mufti Mohammed Tosir Miah

Darul Ifta Birmingham