{"id":11903,"date":"2019-09-26T15:23:20","date_gmt":"2019-09-26T15:23:20","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/?p=11903"},"modified":"2019-09-26T19:46:38","modified_gmt":"2019-09-26T19:46:38","slug":"buying-car-on-finance","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/buying-car-on-finance\/","title":{"rendered":"Buying car on finance"},"content":{"rendered":"

\n\tFatwa ID: 02994<\/strong><\/span><\/span>\n<\/p>\n

\n\tAnswered by: <\/strong>Alimah Nasima Umm Hamza<\/strong><\/span><\/span>\n<\/p>\n

\n\tQuestion:<\/u><\/strong><\/span><\/span>\n<\/p>\n

\n\tAssalamu Alaikum Wa Rahmatullah<\/span><\/span>\n<\/p>\n

\n\tI can't afford to buy a car on cash and I have a family to support as well. I have to drop my children and wife to school and go to my job. Without a car, it is not possible for me to manage all this. My car is very old and I want to buy a new affordable car to meet our daily requirements.<\/span><\/span>\n<\/p>\n

\n\tSomeone told me to go for car finance. Please advise me whether it is halal or haram. I have visited these two websites and everything is beyond my comprehension.<\/span><\/span>\n<\/p>\n

\n\thttps:\/\/www.interestfree4cars.com\/?mh_keyword=islamic%20car%20finance%20uk&gclid=CjwKCAjwpeXeBRA6EiwAyoJPKgLm7w6oeWSytYvkAcelOVx8WZ3-XJ_P-njdcrRpUDeU0w6_KOe1TRoCXrsQAvD_BwE<\/a><\/span><\/span>\n<\/p>\n

\n\tAnd<\/span><\/span>\n<\/p>\n

\n\thttps:\/\/www.buyacar.co.uk\/car-finance\/566\/islamic-car-finance<\/a><\/span><\/span>\n<\/p>\n

\n\tMufti Sahib, I am a very sinful person but I don't want to indulge in Riba but I am totally illiterate in this matter. Please advise me whether I should go ahead with it or not. I don't want luxury cars. I just want my need to be fulfilled.<\/span><\/span>\n<\/p>\n

\n\tAnswer:<\/b><\/span><\/span>\n<\/p>\n

\n\t\u0628\u0633\u0645 \u0627\u0644\u0644\u0647 \u0627\u0644\u0631\u062d\u0645\u0646 \u0627\u0644\u0631\u062d\u064a\u0645<\/em><\/span><\/span>\n<\/p>\n

\n\tIn the name of Allah, the Most Gracious, the Most Merciful.<\/strong><\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\tIt is not permissible to take any loans or finance which involve Riba (interest).<\/span><\/span>\n<\/p>\n

\n\tIt is advisable that you first try to purchase what is within your means. It is possible to buy a decent family car for one to two thousand pounds which will fulfil your needs and the needs of your family. <\/span><\/span>\n<\/p>\n

\n\tHowever, the company you have mentioned ‘interestfree4cars.com’ is a permissible alternative for you as no interest is involved in this contract. You will pay the agreed price of the car over a fixed period of instalments. In Islamic fiqh, this is called a Sale of Deferred Payment (bay’ muajjal).<\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\tOnly Allah Knows best.<\/span><\/span>\n<\/p>\n

\n\tAnswered By Alimah Nasima Umm Hamza<\/span><\/span>\n<\/p>\n

\n\tChecked and approved by Mufti Mohammed Tosir Miah<\/span><\/span>\n<\/p>\n

\n\tDarul Ifta Birmingham<\/span><\/span>\n<\/p>\n

\n\t <\/p>\n","protected":false},"excerpt":{"rendered":"

Fatwa ID: 02994 Answered by: Alimah Nasima Umm Hamza Question: Assalamu Alaikum Wa Rahmatullah I can't afford to buy a car on cash and I have…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[17],"tags":[],"_links":{"self":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/11903"}],"collection":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=11903"}],"version-history":[{"count":3,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/11903\/revisions"}],"predecessor-version":[{"id":11924,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/11903\/revisions\/11924"}],"wp:attachment":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=11903"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=11903"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=11903"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}