{"id":15349,"date":"2020-06-05T09:12:47","date_gmt":"2020-06-05T09:12:47","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/?p=15349"},"modified":"2020-06-05T09:12:47","modified_gmt":"2020-06-05T09:12:47","slug":"what-is-halal-insurance","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/what-is-halal-insurance\/","title":{"rendered":"What is Halal Insurance?"},"content":{"rendered":"

\n\tFatwa ID: 03788<\/strong><\/span><\/span><\/span><\/span><\/span>\n<\/p>\n

\n\tAnswered by: Maulana Shadman Ahmed<\/span><\/span><\/strong><\/span><\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\tQuestion<\/u><\/strong><\/span><\/span>\n<\/p>\n

\n\tWhat is halal insurance?<\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\t\u0628\u0650\u0633\u0652\u0645\u0650 \u0627\u0644\u0644\u0647\u0650 \u0627\u0644\u0631\u0651\u064e\u062d\u0652\u0645\u0646\u0650 \u0627\u0644\u0631\u0651\u064e\u062d\u0650\u064a\u0652\u0645<\/span><\/strong><\/span><\/span>\n<\/p>\n

\n\tIn the name of Allah, the Most Gracious, the Most Merciful<\/u><\/strong><\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\tAnswer:<\/u><\/strong><\/span><\/span>\n<\/p>\n

\n\tThere are two major <\/span><\/span>categories<\/span><\/span> insurance is divided into. The first type is property and casualty insurance. The second type is life and health insurance. The way insurance works is that there is a premium that is paid by the client in lieu of the probability of future losses in belongings, assets, health or death. A legal transaction in Islam is when the money is given in lieu <\/span><\/span>of<\/span><\/span> goods or services.<\/span><\/span>\n<\/p>\n

\n\tInsurance, on the other hand, is paying money for the probability or chance of something bad happening. For this reason, it is similar to gambling, deception and riba (interest).<\/span><\/span>\n<\/p>\n

\n\tIf a person is forced by the law to get insurance for his\/her car or health, then he can get it but only to the level that satisfies the law. If he doesn’t get money from the insurance, then he can only use the amount that he paid in the premium and the rest should be given charity.[1]<\/a><\/span><\/span>\n<\/p>\n

\n\tThe proper alternative to insurance is a takaful partnership. You can read more about takaful in the following link:<\/span><\/span>\n<\/p>\n

\n\thttp:\/\/daruliftabirmingham.co.uk\/working-as-a-broker-for-halal-car-insurance\/<\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\t \n<\/p>\n

\n\tOnly Allah knows best<\/span><\/span>\n<\/p>\n

\n\tWritten by Maulana Shadman Ahmed<\/span><\/span>\n<\/p>\n

\n\tChecked and approved by Mufti Mohammed Tosir Miah<\/span><\/span>\n<\/p>\n

\n\tDarul Ifta Birmingham<\/span><\/span>\n<\/p>\n

\n\t <\/p>\n

\n\t\t \n\t<\/p>\n

\n
\n

\n\t\t\t[1]<\/a> Fatawa Uthmani, Volume 3, page 314-316<\/span><\/span>\n\t\t<\/p>\n

\n\t\t\t \n\t\t<\/p>\n<\/p><\/div>\n<\/div>\n

\n\t <\/p>\n","protected":false},"excerpt":{"rendered":"

Fatwa ID: 03788 Answered by: Maulana Shadman Ahmed   Question What is halal insurance?   \u0628\u0650\u0633\u0652\u0645\u0650 \u0627\u0644\u0644\u0647\u0650 \u0627\u0644\u0631\u0651\u064e\u062d\u0652\u0645\u0646\u0650 \u0627\u0644\u0631\u0651\u064e\u062d\u0650\u064a\u0652\u0645 In the name of Allah, the…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[17],"tags":[1201],"_links":{"self":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/15349"}],"collection":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=15349"}],"version-history":[{"count":2,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/15349\/revisions"}],"predecessor-version":[{"id":15510,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/15349\/revisions\/15510"}],"wp:attachment":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=15349"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=15349"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=15349"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}