{"id":16337,"date":"2020-09-02T11:05:12","date_gmt":"2020-09-02T11:05:12","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/?p=16337"},"modified":"2020-09-02T11:05:12","modified_gmt":"2020-09-02T11:05:12","slug":"are-halal-mortgages-permissible","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/are-halal-mortgages-permissible\/","title":{"rendered":"Are Halal Mortgages Permissible"},"content":{"rendered":"<p style=\"text-align: right;\">\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\"><strong>Fatwa ID: 04016<\/strong><\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\"><strong>Answered by: Mufti Eunus Ali<\/strong><\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\"><strong><u>Question:<\/u><\/strong><\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Assalamu Alaikum,<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">I just want clarification that halal mortgage is permissible, as I live with my parents and have a child and another on the way Insha Allah. My wife is working as she wants to save up enough for a deposit, but I don&#39;t want her to work, as I believe we should rent but she says that is not an option. &nbsp;This makes me feel upset and angry and causes me to commit wrong by going in chat rooms with no intention to do wrong but just take my mind elsewhere. I want to know what I can do to stop this habit as it is affecting my marriage as well. Jazak Allah Khair<\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p align=\"center\">\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\"><strong><span dir=\"RTL\">\u0628\u0633\u0645 \u0627\u0644\u0644\u0647 \u0627\u0644\u0631\u062d\u0645\u0646 \u0627\u0644\u0631\u062d\u064a\u0645<\/span><\/strong><\/span><\/span>\n<\/p>\n<p align=\"center\">\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\"><strong><u>In the name of Allah, the Most Gracious, the Most Merciful.<\/u><\/strong><\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\"><strong><u>Answer:<\/u><\/strong><\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">As for the permissibility of the &lsquo;halal mortgage&rsquo; please refer to the following link:<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\"><a href=\"http:\/\/daruliftabirmingham.co.uk\/an-alternative-to-a-conventional-mortgage\/\">http:\/\/daruliftabirmingham.co.uk\/an-alternative-to-a-conventional-mortgage\/<\/a><\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">If your wife is looking to apply for a conventional mortgage which is contrary to the Shariah, then the sin and the detrimental effect of it should be explained to her in an easy and simple way to understand with kindness. Expressing your feelings to her about the conventional mortgage will bring to her attention how worried and distressing this is for you.<\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">As for participating in chat rooms that lead to committing sins and disobedience, practical steps should be taken to put a stop to. Some practical steps that can be taken are:<\/span><\/span>\n<\/p>\n<ol>\n<li>\n\t\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Adopting the company of the pious and learned.<\/span><\/span>\n\t<\/li>\n<li>\n\t\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Avoid being alone for long periods of time.<\/span><\/span>\n\t<\/li>\n<li>\n\t\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Placing the laptop\/computer in a public place in the house which is visible to all to see.<\/span><\/span>\n\t<\/li>\n<li>\n\t\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Occupying yourself in other works to keep you distracted and away from these chat rooms.<\/span><\/span>\n\t<\/li>\n<\/ol>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Equally, seek Allah&rsquo;s help and assistance from falling into sinful activities.<\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\"><a name=\"_GoBack\"><\/a>Only Allah knows best<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Written by Mufti Eunus Ali<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Darul Ifta Birmingham<\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fatwa ID: 04016 Answered by: Mufti Eunus Ali &nbsp; Question: Assalamu Alaikum, I just want clarification that halal mortgage is permissible, as I live with&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[17],"tags":[],"_links":{"self":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/16337"}],"collection":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=16337"}],"version-history":[{"count":2,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/16337\/revisions"}],"predecessor-version":[{"id":16399,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/16337\/revisions\/16399"}],"wp:attachment":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=16337"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=16337"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=16337"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}