{"id":17643,"date":"2020-11-02T15:11:24","date_gmt":"2020-11-02T15:11:24","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/?p=17643"},"modified":"2020-11-02T15:11:24","modified_gmt":"2020-11-02T15:11:24","slug":"the-basis-of-car-insurance-being-permissible","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/the-basis-of-car-insurance-being-permissible\/","title":{"rendered":"The Basis of Car Insurance Being Permissible"},"content":{"rendered":"

\n\tFatwa ID: 04358<\/strong><\/span><\/span>\n<\/p>\n

\n\tAnswered by: Alimah Nasima Umm Hamza<\/span><\/span><\/strong>\n<\/p>\n

\n\t \n<\/p>\n

\n\tQuestion<\/u><\/b><\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\tAssalamu Alaikum.<\/span><\/span>\n<\/p>\n

\n\tCar insurance (at a minimum level) has been permitted in countries where it is a legal requirement. What is the basis of permissibility?<\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\t \n<\/p>\n

\n\t\u0628\u0650\u0633\u0652\u0645\u0650 \u0627\u0644\u0644\u0647\u0650 \u0627\u0644\u0631\u0651\u064e\u062d\u0652\u0645\u0646\u0650 \u0627\u0644\u0631\u0651\u064e\u062d\u0650\u064a\u0652\u0645<\/span><\/span><\/strong>\n<\/p>\n

\n\tIn the name of Allah, the Most Gracious, the Most Merciful<\/u><\/b><\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\t \n<\/p>\n

\n\tAnswer:<\/u><\/b><\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\tIn countries where car insurance is mandatory, the contemporary jurists, such as Mufti Taqi Usmani have permitted taking the minimum insurance to drive a car (such as third party insurance). It becomes like a type of tax since there is no choice in the matter. [1]<\/sup><\/sup><\/a><\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\tFrom a usooli perspective, the scholars apply qa’idahs (principles) to ascertain the permissibility of taking car insurance in this case. In the case of car insurance, the following principles and their branches are applied:<\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\t\u0627\u0644\u064e\u0645\u064e\u0634\u064e\u0642\u0651\u064e\u0629 \u062a\u064e\u062c\u0644\u0650\u0628\u064f \u0627\u0644\u062a\u0651\u064e\u064a\u0633\u0650\u064a\u0631<\/span><\/span>\n<\/p>\n

\n\t“Hardships brings about ease.” <\/span><\/span>and<\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\t\u0627\u0644\u062d\u0627\u062c\u064e\u0629 \u062a\u064f\u0646\u064e\u0632\u0651\u064e\u0644\u064f \u0645\u064e\u0646\u0632\u0650\u0644\u064e\u0629 \u0627\u0644\u0636\u0651\u064e\u0631\u064e\u0631 \u0639\u0627\u0645\u0651\u064e\u0629\u064b \u0643\u0627\u0646\u064e\u062a\u0652 \u0623\u064e\u0648 \u062e\u0627\u0635\u0651\u064e\u0629\u064b \u0641\u0650\u064a \u0625\u0650\u0628\u0627\u062d\u0629\u0650 \u0627\u0644\u0645\u064e\u062d\u0638\u064f\u0648\u0631<\/span><\/span>\n<\/p>\n

\n\t“The need will be made to descend according to the necessity, whether it is general or specific, in permitting the unlawful thing.” [2]<\/sup><\/sup><\/a><\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\t \n<\/p>\n

\n\t \n<\/p>\n

\n\tOnly Allah knows best<\/span><\/span>\n<\/p>\n

\n\tWritten by Alimah Nasima Umm Hamza<\/span><\/span>\n<\/p>\n

\n\tChecked and approved by Mufti Mohammed Tosir Miah<\/span><\/span>\n<\/p>\n

\n\tDarul Ifta Birmingham<\/span><\/span>\n<\/p>\n

\n\t \n<\/p>\n

\n\t \n<\/p>\n

\n

\n\t[1]<\/sup><\/sup><\/a> https:\/\/muftitaqiusmani.com\/en\/the-insurance-of-cars\/<\/a><\/span><\/span>\n<\/p>\n

\n\t[2]<\/sup><\/sup><\/a> Izzat Ubayd ad-Du’aas, Al-Qawaid al-Fiqhiyyah Ma’a Sharh al-Moojaz, Qaidahs 27 and 32<\/span><\/span>\n<\/p>\n

\n\t <\/p>\n","protected":false},"excerpt":{"rendered":"

Fatwa ID: 04358 Answered by: Alimah Nasima Umm Hamza   Question   Assalamu Alaikum. Car insurance (at a minimum level) has been permitted in countries where…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[17],"tags":[],"_links":{"self":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/17643"}],"collection":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=17643"}],"version-history":[{"count":2,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/17643\/revisions"}],"predecessor-version":[{"id":17682,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/17643\/revisions\/17682"}],"wp:attachment":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=17643"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=17643"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=17643"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}