{"id":17653,"date":"2020-11-02T19:51:00","date_gmt":"2020-11-02T19:51:00","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/?p=17653"},"modified":"2020-11-02T19:51:00","modified_gmt":"2020-11-02T19:51:00","slug":"can-i-ask-someone-for-a-loan-and-offer-to-pay-them-back-10-extra-as-an-incentive","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/can-i-ask-someone-for-a-loan-and-offer-to-pay-them-back-10-extra-as-an-incentive\/","title":{"rendered":"Can I Ask Someone for a Loan and Offer to Pay Them Back 10% Extra as an Incentive"},"content":{"rendered":"<p style=\"text-align: right;\">\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\"><strong>Fatwa ID: 04363<\/strong><\/span><\/span>\n<\/p>\n<p>\n\t<strong><span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Answered by:&nbsp;Maulana Mohammed Kamran Abid<\/span><\/span><\/strong>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\"><strong><u>Question<\/u><\/strong><\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Salam. Is it halal if I ask someone for a loan and offer to pay them back 10% extra as an incentive? This would be straightforward riba, right?<\/span><\/span>\n<\/p>\n<p align=\"center\">\n\t&nbsp;\n<\/p>\n<p align=\"center\">\n\t&nbsp;\n<\/p>\n<div>\n<p align=\"center\">\n\t\t<strong><span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\"><span dir=\"RTL\">\u0628\u0650\u0633\u0652\u0645\u0650 \u0627\u0644\u0644\u0647\u0650 \u0627\u0644\u0631\u0651\u064e\u062d\u0652\u0645\u0646\u0650 \u0627\u0644\u0631\u0651\u064e\u062d\u0650\u064a\u0652\u0645<\/span><\/span><\/span><\/strong>\n\t<\/p>\n<p align=\"center\">\n\t\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\"><strong><u>In the name of Allah, the Most Gracious, the Most Merciful<\/u><\/strong><\/span><\/span>\n\t<\/p>\n<\/div>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\"><strong><u>Answer:<\/u><\/strong><\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Waalaykumus Salaam. Allah says in the Quran, &ldquo;Allah has permitted trade and forbidden usury.&rdquo;<a href=\"#_ftn1\" name=\"_ftnref1\" title=\"\"><sup><sup>[1]<\/sup><\/sup><\/a><\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">There is a principle in Islamic jurisprudence that any loan which has a benefit is not permissible. Therefore, it would not permissible to ask someone for a loan and offer to pay them 10% extra because the extra amount would be considered riba.<a href=\"#_ftn2\" name=\"_ftnref2\" title=\"\"><sup><sup>[2]<\/sup><\/sup><\/a><\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Only Allah knows best<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Written by Maulana Mohammed Kamran Abid<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-family:verdana,geneva,sans-serif;\"><span style=\"font-size:16px;\">Darul Ifta Birmingham<\/span><\/span>\n<\/p>\n<div>\n\t&nbsp;<\/p>\n<p>\n\t\t&nbsp;\n\t<\/p>\n<hr align=\"left\" size=\"1\" width=\"33%\" \/>\n<div id=\"ftn1\">\n<p>\n\t\t\t<span style=\"font-size:14px;\"><span style=\"font-family:verdana,geneva,sans-serif;\"><a href=\"#_ftnref1\" name=\"_ftn1\" title=\"\"><sup><sup>[1]<\/sup><\/sup><\/a>(Surah al-Baqarah, verse 275)<\/span><\/span>\n\t\t<\/p>\n<\/p><\/div>\n<div id=\"ftn2\">\n<p>\n\t\t\t<span style=\"font-size:14px;\"><span style=\"font-family:verdana,geneva,sans-serif;\"><a href=\"#_ftnref2\" name=\"_ftn2\" title=\"\"><sup><sup>[2]<\/sup><\/sup><\/a>(Radd al-Muhtaar, vol. 5, pg. 166, Darul Fikr Beirut)<\/span><\/span>\n\t\t<\/p>\n<p>\n\t\t\t&nbsp;\n\t\t<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Fatwa ID: 04363 Answered by:&nbsp;Maulana Mohammed Kamran Abid &nbsp; Question &nbsp; Salam. Is it halal if I ask someone for a loan and offer to&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[17],"tags":[],"_links":{"self":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/17653"}],"collection":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=17653"}],"version-history":[{"count":2,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/17653\/revisions"}],"predecessor-version":[{"id":17715,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/17653\/revisions\/17715"}],"wp:attachment":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=17653"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=17653"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=17653"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}