{"id":17951,"date":"2020-11-06T19:47:35","date_gmt":"2020-11-06T19:47:35","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/?p=17951"},"modified":"2020-11-06T19:47:35","modified_gmt":"2020-11-06T19:47:35","slug":"how-to-dispose-of-riba-from-the-registered-education-savings-plan-in-canada","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/how-to-dispose-of-riba-from-the-registered-education-savings-plan-in-canada\/","title":{"rendered":"How to Dispose of Riba From the Registered Education Savings Plan in Canada"},"content":{"rendered":"<p style=\"text-align: right;\">\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\"><strong>Fatwa ID: 04457<\/strong><\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\"><strong>Answered by:&nbsp;Maulana Tammim Tharik Mohamadou<\/strong><\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\"><strong><u>Question:<\/u><\/strong><\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">A brother is asking since he has a resp (registered education savings plan in Canada)<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">He is receiving interest in his account but is not able to withdraw from that account until the child grows up, can he give away the equivalent of the interest from his cheque account?<\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p align=\"center\">\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\"><strong><u>In the name of Allah, the Most Gracious, the Most Merciful<\/u><\/strong><\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\"><strong><u>Answer:<\/u><\/strong><\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">In theory, interest accruals received from any person, enterprise, funds, or bank accounts have to be returned to their rightful owners according to Shari\u02bfah.[1]<\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">Considering the current times and that most of the financial transactions are digital thus returning interest accruals to their rightful owners is not practical. There is a legal maxim that says &ldquo;<span dir=\"RTL\">\u0627\u0644\u0623\u0645\u0631 \u0625\u0630\u0627 \u0636\u0627\u0642 \u0627\u062a\u0633\u0639<\/span>&rdquo; which means if a matter is hard to practice then easiness will be sought.[2]<\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">Therefore, interest accruals can be disposed of by giving away to the poor without any intention of reward from your normal account in sh\u0101 Allah.<\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">Only Allah knows best<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">Written by Maulana Tammim Tharik Mohamadou<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/span>\n<\/p>\n<p>\n\t<span style=\"font-size:16px;\"><span style=\"font-family:verdana,geneva,sans-serif;\">Darul Ifta Birmingham<\/span><\/span>\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<h1>\n\t<span style=\"font-size:14px;\">References<\/span><br \/>\n<\/h1>\n<table border=\"0\" cellpadding=\"0\" style=\"width:100.0%;\" width=\"100%\">\n<tbody>\n<tr>\n<td style=\"width:1.0%;\">\n<p>\n\t\t\t\t\t<span style=\"font-size:14px;\">[1]<\/span>\n\t\t\t\t<\/p>\n<\/td>\n<td>\n<p>\n\t\t\t\t\t<span style=\"font-size:14px;\"><span dir=\"RTL\">\u0627\u0628\u0646 \u0639\u0627\u0628\u062f\u064a\u0646, &quot;\u0643\u062a\u0627\u0628 \u0627\u0644\u062f\u0631 \u0627\u0644\u0645\u062e\u062a\u0627\u0631 \u0648\u062d\u0627\u0634\u064a\u0629 \u0627\u0628\u0646 \u0639\u0627\u0628\u062f\u064a\u0646 \u0631\u062f \u0627\u0644\u0645\u062d\u062a\u0627\u0631<\/span>,&quot; [Online]. Available: https:\/\/al-maktaba.org\/book\/21613\/947#p9. [Accessed 25 10 2020].<\/span>\n\t\t\t\t<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"width:1.0%;\">\n<p>\n\t\t\t\t\t<span style=\"font-size:14px;\">[2]<\/span>\n\t\t\t\t<\/p>\n<\/td>\n<td>\n<p>\n\t\t\t\t\t<span style=\"font-size:14px;\"><span dir=\"RTL\">\u0645\u062d\u0645\u062f \u0645\u0635\u0637\u0641\u0649 \u0627\u0644\u0632\u062d\u064a\u0644\u064a, &quot;\u0643\u062a\u0627\u0628 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0641\u0642\u0647\u064a\u0629 \u0648\u062a\u0637\u0628\u064a\u0642\u0627\u062a\u0647\u0627 \u0641\u064a \u0627\u0644\u0645\u0630\u0627\u0647\u0628 \u0627\u0644\u0623\u0631\u0628\u0639\u0629<\/span>,&quot; [Online]. Available: https:\/\/al-maktaba.org\/book\/21786\/269#p2. [Accessed 25 10 2020].<\/span>\n\t\t\t\t<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t&nbsp;\n<\/p>\n<p>\n\t&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fatwa ID: 04457 Answered by:&nbsp;Maulana Tammim Tharik Mohamadou &nbsp; Question: &nbsp; A brother is asking since he has a resp (registered education savings plan in&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[17],"tags":[],"_links":{"self":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/17951"}],"collection":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=17951"}],"version-history":[{"count":2,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/17951\/revisions"}],"predecessor-version":[{"id":17961,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/17951\/revisions\/17961"}],"wp:attachment":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=17951"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=17951"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=17951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}