{"id":19535,"date":"2021-02-04T14:57:23","date_gmt":"2021-02-04T14:57:23","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/?p=19535"},"modified":"2021-02-04T14:58:16","modified_gmt":"2021-02-04T14:58:16","slug":"adding-mortgage-when-calculating-zakat","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/adding-mortgage-when-calculating-zakat\/","title":{"rendered":"Adding the Installment of the Mortgage When Calculating the Zakat"},"content":{"rendered":"

Fatwa ID: 04824\u00a0<\/strong><\/span><\/p>\n

Answered by: Maulana Mohammed Kamran Abid<\/span><\/strong><\/span><\/p>\n

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Question<\/u><\/strong><\/span><\/p>\n

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Asalamualaikum, I have some assets and I recently bought a house as well in the UK through a conventional mortgage. It is my understanding that the Zakat is due to be paid net of obligations. When I calculate the zakat next time around do I need to factor in the loan\/mortgage that I have on the house (as the house is not considered for the purpose of Zakat computation)?\u00a0<\/span><\/p>\n

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In the name of Allah, the Most Gracious, the Most Merciful<\/span><\/strong><\/p>\n

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Answer:<\/span><\/strong><\/p>\n

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The general rule of an item bought, but not fully paid is that it will be considered as a debt. (1)<\/span> However, the Islamic Jurists have made a distinction between long-term debt and short-term debt. They state that short-term debts will be deducted before calculating zakat from the zakatable assets and long-term debt will not be deducted before calculating zakat from the zakatable assets. (2)<\/span><\/span><\/p>\n

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Only Allah knows best<\/span><\/p>\n

Written by Maulana Mohammed Kamran Abid<\/span><\/p>\n

Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/p>\n

Darul Ifta Birmingham<\/span><\/p>\n

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1 (<\/span>\u0648\u064e\u0645\u0650\u0646\u0652\u0647\u064e\u0627<\/span> \u0627\u0644\u0652\u0641\u064e\u0631\u064e\u0627\u063a\u064f<\/span> \u0639\u064e\u0646\u0652<\/span> \u0627\u0644\u062f\u0651\u064e\u064a\u0652\u0646\u0650<\/span>) <\/span>\u0642\u064e\u0627\u0644\u064e<\/span> \u0623\u064e\u0635\u0652\u062d\u064e\u0627\u0628\u064f\u0646\u064e\u0627<\/span> – <\/span>\u0631\u064e\u062d\u0650\u0645\u064e\u0647\u064f\u0645\u0652<\/span> \u0627\u0644\u0644\u0651\u064e\u0647\u064f<\/span> \u062a\u064e\u0639\u064e\u0627\u0644\u064e\u0649<\/span> -: <\/span>\u0643\u064f\u0644\u0651\u064f<\/span> \u062f\u064e\u064a\u0652\u0646\u064d<\/span> \u0644\u064e\u0647\u064f<\/span> \u0645\u064f\u0637\u064e\u0627\u0644\u0650\u0628\u064c<\/span> \u0645\u0650\u0646\u0652<\/span> \u062c\u0650\u0647\u064e\u0629\u0650<\/span> \u0627\u0644\u0652\u0639\u0650\u0628\u064e\u0627\u062f\u0650<\/span> \u064a\u064e\u0645\u0652\u0646\u064e\u0639\u064f<\/span> \u0648\u064f\u062c\u064f\u0648\u0628\u064e<\/span> \u0627\u0644\u0632\u0651\u064e\u0643\u064e\u0627\u0629\u0650<\/span> \u0633\u064e\u0648\u064e\u0627\u0621\u064c<\/span> \u0643\u064e\u0627\u0646\u064e<\/span> \u0627\u0644\u062f\u0651\u064e\u064a\u0652\u0646\u064f<\/span> \u0644\u0650\u0644\u0652\u0639\u0650\u0628\u064e\u0627\u062f\u0650<\/span> \u0643\u064e\u0627\u0644\u0652\u0642\u064e\u0631\u0652\u0636\u0650<\/span> \u0648\u064e\u062b\u064e\u0645\u064e\u0646\u0650<\/span> \u0627\u0644\u0652\u0628\u064e\u064a\u0652\u0639\u0650<\/span> \u0648\u064e\u0636\u064e\u0645\u064e\u0627\u0646\u0650<\/span> \u0627\u0644\u0652\u0645\u064f\u062a\u0652\u0644\u064e\u0641\u064e\u0627\u062a\u0650<\/span> \u0648\u064e\u0623\u064e\u0631\u0652\u0634\u0650<\/span> \u0627\u0644\u0652\u062c\u0650\u0631\u064e\u0627\u062d\u064e\u0629\u0650\u060c<\/span> \u0648\u064e\u0633\u064e\u0648\u064e\u0627\u0621\u064c<\/span> \u0643\u064e\u0627\u0646\u064e<\/span> \u0627\u0644\u062f\u0651\u064e\u064a\u0652\u0646\u064f<\/span> \u0645\u0650\u0646\u0652<\/span> \u0627\u0644\u0646\u0651\u064f\u0642\u064f\u0648\u062f\u0650<\/span> \u0623\u064e\u0648\u0652<\/span> \u0627\u0644\u0652\u0645\u064e\u0643\u0650\u064a\u0644\u0650<\/span> \u0623\u064e\u0648\u0652<\/span> \u0627\u0644\u0652\u0645\u064e\u0648\u0652\u0632\u064f\u0648\u0646\u0650<\/span> \u0623\u064e\u0648\u0652<\/span> \u0627\u0644\u062b\u0651\u0650\u064a\u064e\u0627\u0628\u0650<\/span> \u0623\u064e\u0648\u0652<\/span> \u0627\u0644\u0652\u062d\u064e\u064a\u064e\u0648\u064e\u0627\u0646\u0650<\/span> \u0648\u064e\u062c\u064e\u0628\u064e<\/span> \u0628\u0650\u062e\u064f\u0644\u0652\u0639\u064d<\/span> \u0623\u064e\u0648\u0652<\/span> \u0635\u064f\u0644\u0652\u062d\u064d<\/span> \u0639\u064e\u0646\u0652<\/span> \u062f\u064e\u0645\u0650<\/span> \u0639\u064e\u0645\u0652\u062f\u064d\u060c<\/span> \u0648\u064e\u0647\u064f\u0648\u064e<\/span> \u062d\u064e\u0627\u0644\u0651\u064c<\/span> \u0623\u064e\u0648\u0652<\/span> \u0645\u064f\u0624\u064e\u062c\u0651\u064e\u0644\u064c<\/span> \u0623\u064e\u0648\u0652<\/span> \u0644\u0650\u0644\u0651\u064e\u0647\u0650<\/span> – <\/span>\u062a\u064e\u0639\u064e\u0627\u0644\u064e\u0649<\/span> –<\/span><\/span><\/p>\n

(<\/span>\u0627\u0644\u0641\u062a\u0627\u0648\u0649<\/span> \u0627\u0644\u0647\u0646\u062f\u064a\u0629<\/span>, vol. 1, pg. 172, <\/span>\u062f\u0627\u0631<\/span> \u0627\u0644\u0641\u0643\u0631<\/span>)<\/span><\/span><\/p>\n

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2 Jadeed Fiqhi Masaail, vol. 1, pg. 144-145, Zamzam Publishers<\/span><\/p>\n

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Fatwa ID: 04824\u00a0 Answered by: Maulana Mohammed Kamran Abid   Question   Asalamualaikum, I have some assets and I recently bought a house as well…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[19],"tags":[],"_links":{"self":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/19535"}],"collection":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=19535"}],"version-history":[{"count":4,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/19535\/revisions"}],"predecessor-version":[{"id":19606,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/19535\/revisions\/19606"}],"wp:attachment":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=19535"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=19535"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=19535"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}