{"id":20681,"date":"2021-03-16T22:07:19","date_gmt":"2021-03-16T22:07:19","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/?p=20681"},"modified":"2021-03-16T22:08:43","modified_gmt":"2021-03-16T22:08:43","slug":"can-i-take-a-loan-from-the-bank-to-make-an-investment-in-a-business","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/can-i-take-a-loan-from-the-bank-to-make-an-investment-in-a-business\/","title":{"rendered":"Can I Take a Loan From the Bank To Make an Investment in a Business?"},"content":{"rendered":"

Fatwa ID: 05053<\/strong><\/span><\/p>\n

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Answered by: Maulana Syed Johir Miah<\/strong><\/span><\/p>\n

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Question<\/u><\/strong><\/span><\/p>\n

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Can I take a loan from the bank to make an investment in a business?<\/span><\/p>\n

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In the name of Allah, the Most Gracious, the Most Merciful<\/u><\/strong><\/span><\/p>\n

\u00a0<\/u><\/strong><\/span><\/p>\n

Answer:<\/u><\/strong><\/span><\/p>\n

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It is haram to take out an interest-based loan from the bank. Interest is haram in Islam, no matter what.<\/span><\/p>\n

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ALLAH swa says in the Quran:<\/span><\/p>\n

\u0671\u0644\u0651\u064e\u0630\u0650\u064a\u0646\u064e \u064a\u064e\u0623\u06e1\u0643\u064f\u0644\u064f\u0648\u0646\u064e \u0671\u0644\u0631\u0651\u0650\u0628\u064e\u0648\u0670\u0627\u0652 \u0644\u064e\u0627 \u064a\u064e\u0642\u064f\u0648\u0645\u064f\u0648\u0646\u064e \u0625\u0650\u0644\u0651\u064e\u0627 \u0643\u064e\u0645\u064e\u0627 \u064a\u064e\u0642\u064f\u0648\u0645\u064f \u0671\u0644\u0651\u064e\u0630\u0650\u064a \u064a\u064e\u062a\u064e\u062e\u064e\u0628\u0651\u064e\u0637\u064f\u0647\u064f \u0671\u0644\u0634\u0651\u064e\u064a\u06e1\u0637\u064e\u0670\u0646\u064f \u0645\u0650\u0646\u064e \u0671\u0644\u06e1\u0645\u064e\u0633\u0651\u0650\u06da \u0630\u064e\u0670\u0644\u0650\u0643\u064e \u0628\u0650\u0623\u064e\u0646\u0651\u064e\u0647\u064f\u0645\u06e1 \u0642\u064e\u0627\u0644\u064f\u0648\u0653\u0627\u0652 \u0625\u0650\u0646\u0651\u064e\u0645\u064e\u0627 \u0671\u0644\u06e1\u0628\u064e\u064a\u06e1\u0639\u064f \u0645\u0650\u062b\u06e1\u0644\u064f \u0671\u0644\u0631\u0651\u0650\u0628\u064e\u0648\u0670\u0627\u0652\u06d7 \u0648\u064e\u0623\u064e\u062d\u064e\u0644\u0651\u064e \u0671\u0644\u0644\u0651\u064e\u0647\u064f \u0671\u0644\u06e1\u0628\u064e\u064a\u06e1\u0639\u064e \u0648\u064e\u062d\u064e\u0631\u0651\u064e\u0645\u064e \u0671\u0644\u0631\u0651\u0650\u0628\u064e\u0648\u0670\u0627\u0652\u06da<\/span><\/p>\n

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Those who consume interest cannot stand [on the Day of Resurrection] except as one stand who is being beaten by Satan into insanity. That is because they say, “Trade is [just] like interest.” But Allah has permitted trade and has forbidden interest.[1]<\/a><\/span><\/p>\n

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Jabir (\u0631\u0636\u0649 \u0627\u0644\u0644\u0647 \u0639\u0646\u0647) said that Allah’s Messenger (\ufdfa) cursed the accepter of interest and its payer, and one who records it, and the two witnesses, and he said: They are all equal.[2]<\/a><\/span><\/p>\n

\u0639\u064e\u0646\u0652 \u062c\u0627\u0628\u0650\u0631\u064d\u060c \u0642\u0627\u0644\u064e: \u0644\u064e\u0639\u064e\u0646\u064e \u0631\u064e\u0633\u064f\u0648\u0644\u064f \u0627\u0644\u0644\u0647\u0650 \ufdfa \u0622\u0643\u0650\u0644\u064e \u0627\u0644\u0631\u0651\u0650\u0628\u0627\u060c \u0648\u0645\u064f\u0624\u0652\u0643\u0650\u0644\u064e\u0647\u064f\u060c \u0648\u0643\u0627\u062a\u0650\u0628\u064e\u0647\u064f\u060c \u0648\u0634\u0627\u0647\u0650\u062f\u064e\u064a\u0652\u0647\u0650\u00bb\u060c \u0648\u0642\u0627\u0644\u064e:\u0647\u064f\u0645\u0652 \u0633\u064e\u0648\u0627\u0621\u064c<\/span><\/p>\n

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Therefore, my advice would be to get an interest-free loan from family and friends, if possible, and then use it for the purpose of the business.<\/span><\/p>\n

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Only Allah Knows Best<\/span><\/p>\n

Written by Maulana Syed Johir Miah<\/span><\/p>\n

Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/p>\n

Darul Ifta Birmingham<\/span><\/p>\n

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[1]<\/a> Surah Baqarah, Ayah 275<\/span><\/p>\n

[2]<\/a> Sahih Muslim, Hadith 1598, 1219\/3, Dar Ihyat Turath, Beirut, Lebanon.<\/span><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

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