{"id":27581,"date":"2023-03-15T21:22:21","date_gmt":"2023-03-15T21:22:21","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/home\/?p=27581"},"modified":"2023-03-15T21:22:21","modified_gmt":"2023-03-15T21:22:21","slug":"zakah-on-the-maintenance-loan","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/zakah-on-the-maintenance-loan\/","title":{"rendered":"Zakah on the Maintenance Loan"},"content":{"rendered":"

Fatwa ID: 06560<\/strong><\/span><\/p>\n

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Answered by: Maulana Burhaan Rahman<\/strong><\/span><\/p>\n

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Question:<\/u><\/strong><\/span><\/p>\n

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Assalaamu’alaykum is there Zakah on the maintenance loan that I have, will I have to pay Zakat on it?<\/span><\/p>\n

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In the name of Allah, the Most Gracious, the Most Merciful<\/strong><\/u><\/span><\/p>\n

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Answer:<\/strong><\/u><\/span><\/p>\n

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We must understand this concept. According to GOV-STUDENT LOANS UK:<\/span><\/p>\n

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1) The loans are expected to be paid back after graduating within a 30-year window (or more) on the condition that the wage of a graduate is above \u00a325,000.<\/span><\/p>\n

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2) But if the annual wage of the graduate does not surpass \u00a325,000, the student will not be required to repay even a penny of the loan; it will be fully wiped off.<\/span><\/p>\n

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It is mentioned in Fath al-Qadeer<\/span><\/p>\n

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\u0648\u064e\u0644\u064e\u0648\u0652 \u0643\u064e\u0627\u0646\u064e \u0639\u064e\u0644\u064e\u064a\u0652\u0647\u0650 \u0645\u064e\u0647\u0652\u0631\u064c \u0644\u0650\u0627\u0645\u0652\u0631\u064e\u0623\u064e\u062a\u0650\u0647\u0650 \u0648\u064e\u0647\u064f\u0648\u064e \u0644\u064e\u0627 \u064a\u064f\u0631\u0650\u064a\u062f\u064f \u0623\u064e\u062f\u064e\u0627\u0621\u064e\u0647\u064f \u0644\u064e\u0627 \u064a\u064f\u062c\u0652\u0639\u064e\u0644\u064f \u0645\u064e\u0627\u0646\u0650\u0639\u064b\u0627 \u0645\u0650\u0646\u0652 \u0627\u0644\u0632\u0651\u064e\u0643\u064e\u0627\u0629\u0650… \u0644\u0650\u0623\u064e\u0646\u0651\u064e\u0647\u064f \u0644\u064e\u0627 \u064a\u064e\u0639\u064f\u062f\u0651\u064f\u0647\u064f \u062f\u064e\u064a\u0652\u0646\u064b\u0627<\/span><\/p>\n

“If a man owes a lady dowry and he does not intend to pay it (now \u2013 there and then], it will not be considered a factor that prevents Zakah from becoming compulsory\u2026Because this is not viewed as a debt\u201d. [Fath Al-Qadeer vol 2, page 161]<\/span><\/p>\n

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And so, because a long-term debt (maintenance loan) is uncommonly claimed, no matter how much the student owes student loans, if he has the threshold amount, Zakah is still compulsory for him.<\/span><\/p>\n

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Only Allah knows best.<\/span><\/p>\n

Written by Maulana Burhaan Rahman<\/span><\/p>\n

Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/p>\n

Darul Ifta Birmingham<\/span><\/p>\n

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Fatwa ID: 06560   Answered by: Maulana Burhaan Rahman   Question:     Assalaamu’alaykum is there Zakah on the maintenance loan that I have, will…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[19],"tags":[],"_links":{"self":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/27581"}],"collection":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=27581"}],"version-history":[{"count":2,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/27581\/revisions"}],"predecessor-version":[{"id":27597,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/27581\/revisions\/27597"}],"wp:attachment":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=27581"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=27581"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=27581"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}