{"id":27883,"date":"2023-04-08T11:49:11","date_gmt":"2023-04-08T11:49:11","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/home\/?p=27883"},"modified":"2023-04-08T22:53:01","modified_gmt":"2023-04-08T22:53:01","slug":"zakat-and-loan","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/zakat-and-loan\/","title":{"rendered":"Zakat on Loans"},"content":{"rendered":"

Fatwa ID: 06626<\/strong><\/span><\/p>\n

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Answered by: Maulana Nazrul Islam<\/strong><\/span><\/p>\n

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Question:<\/u><\/strong><\/span><\/p>\n

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I and my brother have inherited a flat and our share is 50\/50, cost of the flat is 90lakhs, hence my share is 45lakhs and his 45lakhs, I have decided to purchase the flat from my brother by paying him 20lakhs upfront, and then the remaining as monthly payment of 25000, till the 25lakh loan is over. Can I take the monthly 25000 (annually this will be 3 lakhs) and deduct it from my zakat due?<\/span><\/p>\n

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In the name of Allah, the Most Gracious, the Most Merciful<\/u><\/strong><\/span><\/p>\n

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Answer:<\/u><\/strong><\/span><\/p>\n

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The correct opinion in the Mazhab is; only the immediate loan will be deducted while calculating the Zakat. This is the opinion of Imam Abu Hanifah R.A.(1).<\/span><\/p>\n

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According to this, you\u2019ll only deduct the loan that you\u2019ll pay immediately which is 25,000 as mentioned above.<\/span><\/p>\n

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However, if you want to pay more immediately before the due Zakat, then you\u2019ll deduct that from the Zakat calculation. For example, if you want to pay off 100,000 immediately, then you will deduct that while calculating the Zakat.<\/span><\/p>\n

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Only Allah knows best.<\/span><\/p>\n

Written by Maulana Nazrul Islam<\/span><\/p>\n

Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/p>\n

Darul Ifta Birmingham<\/span><\/p>\n

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Fatwa ID: 06626   Answered by: Maulana Nazrul Islam   Question:   I and my brother have inherited a flat and our share is 50\/50,…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[19],"tags":[],"_links":{"self":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/27883"}],"collection":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=27883"}],"version-history":[{"count":4,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/27883\/revisions"}],"predecessor-version":[{"id":27948,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/27883\/revisions\/27948"}],"wp:attachment":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=27883"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=27883"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=27883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}