{"id":28209,"date":"2023-07-16T23:21:06","date_gmt":"2023-07-16T23:21:06","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/home\/?p=28209"},"modified":"2023-07-16T23:21:06","modified_gmt":"2023-07-16T23:21:06","slug":"zakat-on-mortgages","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/zakat-on-mortgages\/","title":{"rendered":"Zakat on Mortgages"},"content":{"rendered":"

Fatwa ID: 06691<\/strong><\/span><\/p>\n

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Answered by: Mufti Muhammad Asadullah Anwar Adam<\/strong><\/span><\/p>\n

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Question:<\/u><\/strong><\/span><\/p>\n

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I need help in calculating my zakat.<\/span><\/p>\n

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I have two houses. I am living in 1 which I bought a few years back but I still owe the bank \u00a311000 which I am paying monthly.<\/span><\/p>\n

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2nd house which I have given on rent. I still owe the bank \u00a358000 on that. I bought that for \u00a3110000. so am I supposed to give Zakat on this house\/money? I am paying my monthly mortgage with rent money<\/span><\/p>\n

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In the name of Allah, the Most Gracious, the Most Merciful<\/u><\/strong><\/span><\/p>\n

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Answer:<\/u><\/strong><\/span><\/p>\n

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Debts are an exemption from Zakaat [1]. Due to your debt being a recurring one with regular instalments, only the instalments for one Islamic year will be exempted from Zakaat.<\/span><\/p>\n

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Therefore, each year will be counted separately as the year comes to an end and not as a total debt due to the possibility in the future of the debt being forgiven, or the instalments being increased or decreased etc<\/span><\/p>\n

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[1][Raddul Mukhtar page 237, volume 3, Dar Sadir Print]<\/span><\/p>\n

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Only Allah knows best<\/span><\/p>\n

Written by Mufti Muhammad Asadullah Anwar Adam<\/span><\/p>\n

Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/p>\n

Darul Ifta Birmingham<\/span><\/p>\n

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Fatwa ID: 06691   Answered by: Mufti Muhammad Asadullah Anwar Adam   Question:   I need help in calculating my zakat.   I have two…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[19],"tags":[],"_links":{"self":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/28209"}],"collection":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=28209"}],"version-history":[{"count":3,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/28209\/revisions"}],"predecessor-version":[{"id":28229,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/28209\/revisions\/28229"}],"wp:attachment":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=28209"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=28209"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=28209"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}