{"id":31442,"date":"2024-07-04T11:41:28","date_gmt":"2024-07-04T11:41:28","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/home\/?p=31442"},"modified":"2024-07-10T23:55:27","modified_gmt":"2024-07-10T23:55:27","slug":"taking-out-a-mortgage-to-purchase-a-house-for-a-parent","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/taking-out-a-mortgage-to-purchase-a-house-for-a-parent\/","title":{"rendered":"Taking Out A Mortgage To Purchase A House For My Father"},"content":{"rendered":"

Fatwa ID: 07273<\/b><\/span><\/p>\n

 <\/p>\n

 <\/p>\n

Answered by: Maulana Mohammed Shahbaz Aslam<\/b><\/span><\/p>\n

 <\/p>\n

Question:<\/strong><\/u><\/span><\/p>\n

 <\/p>\n

My father would like me to purchase a home for him as our current rented flat is making him depressed. This will require me to take out a mortgage. He will remain in that home until he passes and most likely we will sell it at that point and\/or rent it out.<\/span><\/p>\n

 <\/p>\n

Me and my brother will remain in our current rented property in London<\/span><\/p>\n

 <\/p>\n

Is taking out a mortgage (and the interest involved with it) permissible for this purpose?<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

In the name of Allah, the Most Gracious, the Most Merciful<\/strong><\/u><\/span><\/p>\n

 <\/p>\n

Answer:<\/strong><\/u><\/span><\/p>\n

 <\/p>\n

Mortgages with interest are impermissible.<\/span><\/p>\n

 <\/p>\n

This is strictly prohibited in the Quran in verses 275-279 of Surat-ul-Baqarah. This culminates in Allah, Most High. Telling us \u2018O those who believe, fear Allah and leave what remains of interest, if you believe. If you do you not do so, then be aware of a war from Allah and His Messenger (may Allah send His blessings and peace upon him, and if you repent then for you is your principal, (you are) not oppressing nor oppressed.1<\/sup><\/span><\/p>\n

 <\/p>\n

There is a principle taken from hadith:<\/span><\/p>\n

 <\/p>\n

\u0648\u064e\u0639\u064e\u0646\u0652 \u0639\u064e\u0644\u0650\u064a\u0651\u064d \u0631\u064e\u0636\u0650\u064a\u064e \u0627\u0644\u0644\u0651\u064e\u0647\u064f \u0639\u064e\u0646\u0652\u0647\u064f \u0642\u064e\u0627\u0644\u064e: \u0642\u064e\u0627\u0644\u064e \u0631\u064e\u0633\u064f\u0648\u0644\u064f \u0627\u0644\u0644\u0651\u064e\u0647\u0650 \u0635\u064e\u0644\u0651\u064e\u0649 \u0627\u0644\u0644\u0651\u064e\u0647\u064f \u0639\u064e\u0644\u064e\u064a\u0652\u0647\u0650 \u0648\u064e\u0633\u064e\u0644\u0651\u064e\u0645\u064e: \u00ab\u0644\u064e\u0627 \u0637\u064e\u0627\u0639\u064e\u0629\u064e \u0641\u0650\u064a \u0645\u064e\u0639\u0652\u0635\u0650\u064a\u064e\u0629\u064d \u0625\u0650\u0646\u0651\u064e\u0645\u064e\u0627 \u0627\u0644\u0637\u0651\u064e\u0627\u0639\u064e\u0629\u064f \u0641\u0650\u064a \u0627\u0644\u0652\u0645\u064e\u0639\u0652\u0631\u064f\u0648\u0641\u00bb<\/span><\/p>\n

 <\/p>\n

Mishkat al-Masabih 3665 (Found in Bukhari and Muslim)<\/span><\/p>\n

 <\/p>\n

The Blessed Messenger, may Allah send prayers and peace upon him, said \u201cThere is no obedience in sin there is only obedience in good.\u201d<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

\u062d\u064e\u062f\u0651\u064e\u062b\u064e\u0646\u064e\u0627 \u0639\u064e\u0628\u0652\u062f\u064f \u0627\u0644\u0631\u0651\u064e\u062d\u0652\u0645\u064e\u0646\u0650\u060c \u062d\u064e\u062f\u0651\u064e\u062b\u064e\u0646\u064e\u0627 \u0633\u064f\u0641\u0652\u064a\u064e\u0627\u0646\u064f\u060c \u0639\u064e\u0646\u0652 \u0632\u064f\u0628\u064e\u064a\u0652\u062f\u064d\u060c \u0639\u064e\u0646\u0652 \u0633\u064e\u0639\u0652\u062f\u0650 \u0628\u0652\u0646\u0650 \u0639\u064f\u0628\u064e\u064a\u0652\u062f\u064e\u0629\u064e\u060c \u0639\u064e\u0646\u0652 \u0623\u064e\u0628\u0650\u064a \u0639\u064e\u0628\u0652\u062f\u0650 \u0627\u0644\u0631\u0651\u064e\u062d\u0652\u0645\u064e\u0646\u0650\u060c \u0639\u064e\u0646\u0652 \u0639\u064e\u0644\u0650\u064a\u0651\u064d\u060c \u0631\u064e\u0636\u0650\u064a\u064e \u0627\u0644\u0644\u0651\u064e\u0647\u064f \u0639\u064e\u0646\u0652\u0647\u064f \u0639\u064e\u0646\u0652 \u0627\u0644\u0646\u0651\u064e\u0628\u0650\u064a\u0651\u0650 \u0635\u064e\u0644\u0651\u064e\u0649 \u0627\u0644\u0644\u0651\u064e\u0647\u064f \u0639\u064e\u0644\u064e\u064a\u0652\u0647\u0650 \u0648\u064e\u0633\u064e\u0644\u0651\u064e\u0645\u064e \u0642\u064e\u0627\u0644\u064e \u0644\u064e\u0627 \u0637\u064e\u0627\u0639\u064e\u0629\u064e \u0644\u0650\u0628\u064e\u0634\u064e\u0631\u064d \u0641\u0650\u064a \u0645\u064e\u0639\u0652\u0635\u0650\u064a\u064e\u0629\u0650 \u0627\u0644\u0644\u0651\u064e\u0647\u0650\u200f.\u200f<\/span><\/p>\n

 <\/p>\n

Musnad Ahmad 1065<\/span><\/p>\n

 <\/p>\n

The Blessed Messenger, may Allah send prayers and peace upon him, said \u201cThere is no obedience to humans in the disobedience of Allah.\u201d<\/span><\/p>\n

 <\/p>\n

With respect to parents, one cannot obey them in disobedience of Allah. So in conclusion, no it is not permitted to take the mortgage.<\/span><\/p>\n

 <\/p>\n

 <\/p>\n

    \n
  1. 1 Al-Quran:<\/span><\/li>\n<\/ol>\n

     <\/p>\n

    \u0671\u0644\u0651\u064e\u0630\u0650\u064a\u0646\u064e \u064a\u064e\u0623\u0652\u0643\u064f\u0644\u064f\u0648\u0646\u064e \u0671\u0644\u0631\u0651\u0650\u0628\u064e\u0648\u0670\u0627\u06df \u0644\u064e\u0627 \u064a\u064e\u0642\u064f\u0648\u0645\u064f\u0648\u0646\u064e \u0625\u0650\u0644\u0651\u064e\u0627 \u0643\u064e\u0645\u064e\u0627 \u064a\u064e\u0642\u064f\u0648\u0645\u064f \u0671\u0644\u0651\u064e\u0630\u0650\u0649 \u064a\u064e\u062a\u064e\u062e\u064e\u0628\u0651\u064e\u0637\u064f\u0647\u064f \u0671\u0644\u0634\u0651\u064e\u064a\u0652\u0637\u064e\u0640\u0670\u0646\u064f \u0645\u0650\u0646\u064e \u0671\u0644\u0652\u0645\u064e\u0633\u0651\u0650 \u06da \u0630\u064e\u0670\u0644\u0650\u0643\u064e \u0628\u0650\u0623\u064e\u0646\u0651\u064e\u0647\u064f\u0645\u0652 \u0642\u064e\u0627\u0644\u064f\u0648\u0653\u0627\u06df \u0625\u0650\u0646\u0651\u064e\u0645\u064e\u0627 \u0671\u0644\u0652\u0628\u064e\u064a\u0652\u0639\u064f \u0645\u0650\u062b\u0652\u0644\u064f \u0671\u0644\u0631\u0651\u0650\u0628\u064e\u0648\u0670\u0627\u06df \u06d7<\/span><\/p>\n

    \u0648\u064e\u0623\u064e\u062d\u064e\u0644\u0651\u064e \u0671\u0644\u0644\u0651\u064e\u0647\u064f \u0671\u0644\u0652\u0628\u064e\u064a\u0652\u0639\u064e \u0648\u064e\u062d\u064e\u0631\u0651\u064e\u0645\u064e \u0671\u0644\u0631\u0651\u0650\u0628\u064e\u0648\u0670\u0627\u06df \u06da \u0641\u064e\u0645\u064e\u0646 \u062c\u064e\u0627\u0653\u0621\u064e\u0647\u064f\u06e5 \u0645\u064e\u0648\u0652\u0639\u0650\u0638\u064e\u0629\u064c\u06ed \u0645\u0651\u0650\u0646 \u0631\u0651\u064e\u0628\u0651\u0650\u0647\u0650\u06e6 \u0641\u064e\u0671\u0646\u062a\u064e\u0647\u064e\u0649\u0670 \u0641\u064e\u0644\u064e\u0647\u064f\u06e5 \u0645\u064e\u0627 \u0633\u064e\u0644\u064e\u0641\u064e \u0648\u064e\u0623\u064e\u0645\u0652\u0631\u064f\u0647\u064f\u06e5\u0653 \u0625\u0650\u0644\u064e\u0649 \u0671\u0644\u0644\u0651\u064e\u0647\u0650 \u06d6 \u0648\u064e\u0645\u064e\u0646\u0652 \u0639\u064e\u0627\u062f\u064e \u0641\u064e\u0623\u064f\u0648\u06df\u0644\u064e\u0640\u0670\u0653\u0626\u0650\u0643\u064e \u0623\u064e\u0635\u0652\u062d\u064e\u0640\u0670\u0628\u064f \u0671\u0644\u0646\u0651\u064e\u0627\u0631\u0650 \u06d6 \u0647\u064f\u0645\u0652 \u0641\u0650\u064a\u0647\u064e\u0627 \u062e\u064e\u0640\u0670\u0644\u0650\u062f\u064f\u0648\u0646\u064e<\/span><\/p>\n

    \u064a\u064e\u0645\u0652\u062d\u064e\u0642\u064f \u0671\u0644\u0644\u0651\u064e\u0647\u064f \u0671\u0644\u0631\u0651\u0650\u0628\u064e\u0648\u0670\u0627\u06df \u0648\u064e\u064a\u064f\u0631\u0652\u0628\u0650\u0649 \u0671\u0644\u0635\u0651\u064e\u062f\u064e\u0642\u064e\u0640\u0670\u062a\u0650 \u06d7 \u0648\u064e\u0671\u0644\u0644\u0651\u064e\u0647\u064f \u0644\u064e\u0627 \u064a\u064f\u062d\u0650\u0628\u0651\u064f \u0643\u064f\u0644\u0651\u064e \u0643\u064e\u0641\u0651\u064e\u0627\u0631\u064d \u0623\u064e\u062b\u0650\u064a\u0645\u064d<\/span><\/p>\n

    \u0625\u0650\u0646\u0651\u064e \u0671\u0644\u0651\u064e\u0630\u0650\u064a\u0646\u064e \u0621\u064e\u0627\u0645\u064e\u0646\u064f\u0648\u0627\u06df \u0648\u064e\u0639\u064e\u0645\u0650\u0644\u064f\u0648\u0627\u06df \u0671\u0644\u0635\u0651\u064e\u0640\u0670\u0644\u0650\u062d\u064e\u0640\u0670\u062a\u0650 \u0648\u064e\u0623\u064e\u0642\u064e\u0627\u0645\u064f\u0648\u0627\u06df \u0671\u0644\u0635\u0651\u064e\u0644\u064e\u0648\u0670\u0629\u064e \u0648\u064e\u0621\u064e\u0627\u062a\u064e\u0648\u064f\u0627\u06df \u0671\u0644\u0632\u0651\u064e\u0643\u064e\u0648\u0670\u0629\u064e \u0644\u064e\u0647\u064f\u0645\u0652 \u0623\u064e\u062c\u0652\u0631\u064f\u0647\u064f\u0645\u0652 \u0639\u0650\u0646\u062f\u064e \u0631\u064e\u0628\u0651\u0650\u0647\u0650\u0645\u0652 \u0648\u064e\u0644\u064e\u0627 \u062e\u064e\u0648\u0652\u0641\u064c \u0639\u064e\u0644\u064e\u064a\u0652\u0647\u0650\u0645\u0652 \u0648\u064e\u0644\u064e\u0627 \u0647\u064f\u0645\u0652 \u064a\u064e\u062d\u0652\u0632\u064e\u0646\u064f\u0648\u0646\u064e<\/span><\/p>\n

    \u064a\u064e\u0640\u0670\u0653\u0623\u064e\u064a\u0651\u064f\u0647\u064e\u0627 \u0671\u0644\u0651\u064e\u0630\u0650\u064a\u0646\u064e \u0621\u064e\u0627\u0645\u064e\u0646\u064f\u0648\u0627\u06df \u0671\u062a\u0651\u064e\u0642\u064f\u0648\u0627\u06df \u0671\u0644\u0644\u0651\u064e\u0647\u064e \u0648\u064e\u0630\u064e\u0631\u064f\u0648\u0627\u06df \u0645\u064e\u0627 \u0628\u064e\u0642\u0650\u0649\u064e \u0645\u0650\u0646\u064e \u0671\u0644\u0631\u0651\u0650\u0628\u064e\u0648\u0670\u0653\u0627\u06df \u0625\u0650\u0646 \u0643\u064f\u0646\u062a\u064f\u0645 \u0645\u0651\u064f\u0624\u0652\u0645\u0650\u0646\u0650\u064a\u0646\u064e<\/span><\/p>\n

    \u0641\u064e\u0625\u0650\u0646 \u0644\u0651\u064e\u0645\u0652 \u062a\u064e\u0641\u0652\u0639\u064e\u0644\u064f\u0648\u0627\u06df \u0641\u064e\u0623\u0652\u0630\u064e\u0646\u064f\u0648\u0627\u06df \u0628\u0650\u062d\u064e\u0631\u0652\u0628\u064d\u06e2 \u0645\u0651\u0650\u0646\u064e \u0671\u0644\u0644\u0651\u064e\u0647\u0650 \u0648\u064e\u0631\u064e\u0633\u064f\u0648\u0644\u0650\u0647\u0650\u06e6 \u06d6 \u0648\u064e\u0625\u0650\u0646 \u062a\u064f\u0628\u0652\u062a\u064f\u0645\u0652 \u0641\u064e\u0644\u064e\u0643\u064f\u0645\u0652 \u0631\u064f\u0621\u064f\u0648\u0633\u064f \u0623\u064e\u0645\u0652\u0648\u064e\u0670\u0644\u0650\u0643\u064f\u0645\u0652 \u0644\u064e\u0627 \u062a\u064e\u0638\u0652\u0644\u0650\u0645\u064f\u0648\u0646\u064e \u0648\u064e\u0644\u064e\u0627 \u062a\u064f\u0638\u0652\u0644\u064e\u0645\u064f\u0648\u0646\u064e<\/span><\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

    Only Allah (\u0639\u0632 \u0648 \u062c\u0644) knows best.<\/span><\/p>\n

    Written by Maulana Mohammed Shahbaz Aslam<\/span><\/p>\n

    Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/p>\n

    Darul Ifta Birmingham<\/span><\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n","protected":false},"excerpt":{"rendered":"

    Fatwa ID: 07273     Answered by: Maulana Mohammed Shahbaz Aslam   Question:   My father would like me to purchase a home for him…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[17],"tags":[],"_links":{"self":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/31442"}],"collection":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=31442"}],"version-history":[{"count":4,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/31442\/revisions"}],"predecessor-version":[{"id":31663,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/31442\/revisions\/31663"}],"wp:attachment":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=31442"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=31442"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=31442"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}