{"id":33896,"date":"2024-11-29T10:46:49","date_gmt":"2024-11-29T10:46:49","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/home\/?p=33896"},"modified":"2024-12-28T18:06:24","modified_gmt":"2024-12-28T18:06:24","slug":"buying-a-house-in-the-usa","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/buying-a-house-in-the-usa\/","title":{"rendered":"Buying A House In The USA"},"content":{"rendered":"<p style=\"text-align: right;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\"><strong>Fatwa ID: 07721<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\"><strong>Answered by: Maulana Sibghat Ullah<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\"><strong>Question:<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">I wanna buy a house in the USA, and take it with an APR from a non-Islamic bank, is this halal or haram?\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\"><b>In the name of Allah, the<\/b><b>\u00a0Most Gracious, the Most Merciful<\/b><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif; font-size: 12pt;\"><b>Answer:<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Conventional mortgages in the U.S. involve interest, where a bank loans money at a specific interest rate. Riba, or interest, is explicitly prohibited in Islam.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Allah says in the Quran: &#8211;<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Those who consume interest will stand \u02f9on Judgment Day\u02fa like those driven to madness by Satan\u2019s touch. That is because they say, \u201cTrade is no different than interest.\u201d But Allah has permitted trading and forbidden interest.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Our Prophet Peace be upon him said: &#8211;\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Cursed is the one who accepted interest, the one who paid it, the one who recorded it, and the two witnesses to it, saying they were all alike. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">To conclude, it is haram according to the Quran and Hadith to buy a house on interest.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Only Allah knows best.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Written by Maulana Sibghat Ullah<\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Darul Ifta Birmingham<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Quran, Sura Baqarah, Ayat: 275<\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">\u0671\u0644\u0651\u064e\u0630\u0650\u064a\u0646\u064e \u064a\u064e\u0623\u0652\u0643\u064f\u0644\u064f\u0648\u0646\u064e \u0671\u0644\u0631\u0651\u0650\u0628\u064e\u0648\u0670\u0627\u06df \u0644\u064e\u0627 \u064a\u064e\u0642\u064f\u0648\u0645\u064f\u0648\u0646\u064e \u0625\u0650\u0644\u0651\u064e\u0627 \u0643\u064e\u0645\u064e\u0627 \u064a\u064e\u0642\u064f\u0648\u0645\u064f \u0671\u0644\u0651\u064e\u0630\u0650\u0649 \u064a\u064e\u062a\u064e\u062e\u064e\u0628\u0651\u064e\u0637\u064f\u0647\u064f \u0671\u0644\u0634\u0651\u064e\u064a\u0652\u0637\u064e\u0640\u0670\u0646\u064f \u0645\u0650\u0646\u064e \u0671\u0644\u0652\u0645\u064e\u0633\u0651\u0650 \u06da \u0630\u064e\u0670\u0644\u0650\u0643\u064e \u0628\u0650\u0623\u064e\u0646\u0651\u064e\u0647\u064f\u0645\u0652 \u0642\u064e\u0627\u0644\u064f\u0648\u0653\u0627\u06df \u0625\u0650\u0646\u0651\u064e\u0645\u064e\u0627 \u0671\u0644\u0652\u0628\u064e\u064a\u0652\u0639\u064f \u0645\u0650\u062b\u0652\u0644\u064f \u0671\u0644\u0631\u0651\u0650\u0628\u064e\u0648\u0670\u0627\u06df \u06d7 \u0648\u064e\u0623\u064e\u062d\u064e\u0644\u0651\u064e \u0671\u0644\u0644\u0651\u064e\u0647\u064f \u0671\u0644\u0652\u0628\u064e\u064a\u0652\u0639\u064e \u0648\u064e\u062d\u064e\u0631\u0651\u064e\u0645\u064e \u0671\u0644\u0631\u0651\u0650\u0628\u064e\u0648\u0670\u0627\u06df \u06da \u0641\u064e\u0645\u064e\u0646 \u062c\u064e\u0627\u0653\u0621\u064e\u0647\u064f\u06e5 \u0645\u064e\u0648\u0652\u0639\u0650\u0638\u064e\u0629\u064c\u06ed \u0645\u0651\u0650\u0646 \u0631\u0651\u064e\u0628\u0651\u0650\u0647\u0650\u06e6 \u0641\u064e\u0671\u0646\u062a\u064e\u0647\u064e\u0649\u0670 \u0641\u064e\u0644\u064e\u0647\u064f\u06e5 \u0645\u064e\u0627 \u0633\u064e\u0644\u064e\u0641\u064e \u0648\u064e\u0623\u064e\u0645\u0652\u0631\u064f\u0647\u064f\u06e5\u0653 \u0625\u0650\u0644\u064e\u0649 \u0671\u0644\u0644\u0651\u064e\u0647\u0650 \u06d6 \u0648\u064e\u0645\u064e\u0646\u0652 \u0639\u064e\u0627\u062f\u064e \u0641\u064e\u0623\u064f\u0648\u06df\u0644\u064e\u0640\u0670\u0653\u0626\u0650\u0643\u064e \u0623\u064e\u0635\u0652\u062d\u064e\u0640\u0670\u0628\u064f \u0671\u0644\u0646\u0651\u064e\u0627\u0631\u0650 \u06d6 \u0647\u064f\u0645\u0652 \u0641\u0650\u064a\u0647\u064e\u0627 \u062e\u064e\u0640\u0670\u0644\u0650\u062f\u064f\u0648\u0646\u064e\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Those who consume interest will stand \u02f9on Judgment Day\u02fa like those driven to madness by Satan\u2019s touch. That is because they say, \u201cTrade is no different than interest.\u201d But Allah has permitted trading and forbidden interest. Whoever refrains\u2014after having received a warning from their Lord\u2014may keep their previous gains, and their case is left to Allah. As for those who persist, it is they who will be the residents of the Fire. They will be there forever.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">Sahih Muslim, Book of Transaction, Chapter of usury.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif; font-size: 12pt;\">: \u0639\u0646 \u062c\u0627\u0628\u0631 \u0631\u0636\u064a \u0627\u0644\u0644\u0647 \u0639\u0646\u0647 \u0642\u0627\u0644: \u201c\u0644\u064e\u0639\u064e\u0646\u064e \u0631\u064e\u0633\u064f\u0648\u0644\u064f \u0627\u0644\u0644\u0647\u0650 \u0635\u0644\u0649 \u0627\u0644\u0644\u0647 \u0639\u0644\u064a\u0647 \u0648\u0633\u0644\u0645 \u0622\u0643\u0650\u0644\u064e \u0627\u0644\u0631\u0650\u0651\u0628\u064e\u0627\u060c \u0648\u064e\u0645\u064f\u0648\u0643\u0650\u0644\u064e\u0647\u064f\u060c \u0648\u064e\u0634\u064e\u0627\u0647\u0650\u062f\u064e\u064a\u0652\u0647\u0650\u060c \u0648\u064e\u0643\u064e\u0627\u062a\u0650\u0628\u064e\u0647\u064f.\u201d \u0643\u062a\u0627\u0628 \u0627\u0644\u0645\u0633\u0627\u0642\u0627\u0629\u060c \u0628\u0627\u0628 \u0644\u0639\u0646 \u0622\u0643\u0644 \u0627\u0644\u0631\u0628\u0627 \u0648\u0645\u0648\u0643\u0644\u0647 \u0648\u0634\u0627\u0647\u062f\u064a\u0647 \u0648\u0643\u0627\u062a\u0628\u0647<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fatwa ID: 07721 &nbsp; &nbsp; Answered by: Maulana Sibghat Ullah &nbsp; Question: &nbsp; I wanna buy a house in the USA, and take it with&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[17],"tags":[],"_links":{"self":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/33896"}],"collection":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=33896"}],"version-history":[{"count":4,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/33896\/revisions"}],"predecessor-version":[{"id":34750,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/33896\/revisions\/34750"}],"wp:attachment":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=33896"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=33896"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=33896"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}