{"id":35118,"date":"2026-02-16T14:24:23","date_gmt":"2026-02-16T14:24:23","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/home\/?p=35118"},"modified":"2026-02-16T19:00:25","modified_gmt":"2026-02-16T19:00:25","slug":"financial-ability-and-hajj-ruling-on-withdrawable-pension-funds","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/financial-ability-and-hajj-ruling-on-withdrawable-pension-funds\/","title":{"rendered":"Financial Ability and Hajj: Ruling on Withdrawable Pension Funds"},"content":{"rendered":"<p style=\"text-align: right;\"><span style=\"font-family: verdana, geneva, sans-serif;\"><strong>Fatwa ID: 08769<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif;\"><strong>Answered by Maulana Sakib Shadman\u00a0<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif;\"><strong>Question:<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">If by the age of 40 , I have enough funds in my pension to go for Hajj. Does it become obligatory for me to withdraw the amount and use it on Hajj?<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><span style=\"font-family: verdana, geneva, sans-serif;\"><strong>In the name of Allah, the Most Gracious, the Most Merciful<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-family: verdana, geneva, sans-serif;\"><strong>Answer:<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">The regulations regarding pensions differ from country to country.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">In certain countries, you cannot withdraw your pension until you retire. In fact, the law may even make it impossible for you to access your pension before retirement.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">In other countries, you may legally access your pension and you may freely withdraw money from your pension account even if you are young and healthy.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">If you have no access to your pension account and you do not have enough access to money to perform Hajj, then Hajj is not compulsory for you.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">However if you do have access to your pension funds, and there is enough money for you to perform Hajj and financially provide for your dependents (e.g. your children and wife) until you return, then Hajj will be compulsory for you.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong><span style=\"font-family: verdana, geneva, sans-serif;\">References:<\/span><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">\u00ab\u0644\u0650\u0623\u064e\u0646\u0651\u064e\u0647\u064f \ufd4a \u0633\u064f\u0626\u0650\u0644\u064e \u0639\u064e\u0646\u0652 \u0627\u0644\u0633\u0651\u064e\u0628\u0650\u064a\u0644\u0650 \u0625\u0644\u064e\u064a\u0652\u0647\u0650 \u0641\u064e\u0642\u064e\u0627\u0644\u064e: \u0627\u0644\u0632\u0651\u064e\u0627\u062f\u064f \u0648\u064e\u0627\u0644\u0631\u0651\u064e\u0627\u062d\u0650\u0644\u064e\u0629\u064f\u00bb \u0648\u064e\u0625\u0650\u0646\u0652 \u0623\u064e\u0645\u0652\u0643\u064e\u0646\u064e\u0647\u064f \u0623\u064e\u0646\u0652 \u064a\u064e\u0643\u0652\u062a\u064e\u0631\u0650\u064a\u064e \u0639\u064e\u0642\u064e\u0628\u064e\u0629\u064b \u0641\u064e\u0644\u064e\u0627 \u0634\u064e\u064a\u0652\u0621\u064e \u0639\u064e\u0644\u064e\u064a\u0652\u0647\u0650\u060c \u0644\u0650\u0623\u064e\u0646\u0651\u064e\u0647\u064f\u0645\u064e\u0627 \u0625\u0630\u064e\u0627 \u0643\u064e\u0627\u0646\u064e\u0627 \u064a\u064e\u062a\u064e\u0639\u064e\u0627\u0642\u064e\u0628\u064e\u0627\u0646\u0650 \u0644\u064e\u0645\u0652 \u062a\u064f\u0648\u062c\u064e\u062f\u0652 \u0627\u0644\u0631\u0651\u064e\u0627\u062d\u0650\u0644\u064e\u0629\u064f \u0641\u0650\u064a \u062c\u064e\u0645\u0650\u064a\u0639\u0650 \u0627\u0644\u0633\u0651\u064e\u0641\u064e\u0631\u0650. \u0648\u064e\u064a\u064f\u0634\u0652\u062a\u064e\u0631\u064e\u0637\u064f \u0623\u064e\u0646\u0652 \u064a\u064e\u0643\u064f\u0648\u0646\u064e \u0641\u064e\u0627\u0636\u0650\u0644\u064b\u0627 \u0639\u064e\u0646\u0652 \u0627\u0644\u0652\u0645\u064e\u0633\u0652\u0643\u064e\u0646\u0650 \u0648\u064e\u0639\u064e\u0645\u0651\u064e\u0627<\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">&#8212;&#8212;&#8211;<\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">\u0635417 &#8211; \u0643\u062a\u0627\u0628 \u0641\u062a\u062d \u0627\u0644\u0642\u062f\u064a\u0631 \u0644\u0644\u0643\u0645\u0627\u0644 \u0628\u0646 \u0627\u0644\u0647\u0645\u0627\u0645 \u0637 \u0627\u0644\u062d\u0644\u0628\u064a &#8211; \u0643\u062a\u0627\u0628 \u0627\u0644\u062d\u062c &#8211; \u0627\u0644\u0645\u0643\u062a\u0628\u0629 \u0627\u0644\u0634\u0627\u0645\u0644\u0629<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">\u0648\u064e\u0631\u064f\u0648\u0650\u064a\u064e \u0623\u064e\u0646\u0651\u064e\u0647\u064f \u0642\u064e\u0627\u0644\u064e: \u00ab\u0645\u064e\u0646\u0652 \u0645\u064e\u0644\u064e\u0643\u064e \u0632\u064e\u0627\u062f\u064b\u0627 \u0648\u064e\u0631\u064e\u0627\u062d\u0650\u0644\u064e\u0629\u064b \u062a\u064f\u0628\u064e\u0644\u0651\u0650\u063a\u064f\u0647\u064f \u0625\u0644\u064e\u0649 \u0628\u064e\u064a\u0652\u062a\u0650 \u0627\u0644\u0644\u0651\u064e\u0647\u0650 \u0627\u0644\u0652\u062d\u064e\u0631\u064e\u0627\u0645\u0650 \u0641\u064e\u0644\u064e\u0645\u0652 \u064a\u064e\u062d\u064f\u062c\u0651\u064e\u060c \u0641\u064e\u0644\u064e\u0627 \u0639\u064e\u0644\u064e\u064a\u0652\u0647\u0650 \u0623\u064e\u0646\u0652 \u064a\u064e\u0645\u064f\u0648\u062a\u064e \u064a\u064e\u0647\u064f\u0648\u062f\u0650\u064a\u0651\u064b\u0627 \u0623\u064e\u0648\u0652 \u0646\u064e\u0635\u0652\u0631\u064e\u0627\u0646\u0650\u064a\u0651\u064b\u0627\u00bb .<\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">&#8212;&#8212;&#8211;<\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">\u0635118 &#8211; \u0643\u062a\u0627\u0628 \u0628\u062f\u0627\u0626\u0639 \u0627\u0644\u0635\u0646\u0627\u0626\u0639 \u0641\u064a \u062a\u0631\u062a\u064a\u0628 \u0627\u0644\u0634\u0631\u0627\u0626\u0639 &#8211; \u0643\u062a\u0627\u0628 \u0627\u0644\u062d\u062c &#8211; \u0627\u0644\u0645\u0643\u062a\u0628\u0629 \u0627\u0644\u0634\u0627\u0645\u0644\u0629<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">\u0648\u064e\u0627\u062e\u0652\u062a\u064f\u0644\u0650\u0641\u064e \u0641\u0650\u064a \u0648\u064f\u062c\u064f\u0648\u0628\u0650\u0647\u0650 \u0639\u064e\u0644\u064e\u0649 \u0627\u0644\u0652\u0641\u064e\u0648\u0652\u0631\u0650\u060c \u0648\u064e\u0627\u0644\u062a\u0651\u064e\u0631\u064e\u0627\u062e\u0650\u064a\u060c \u0630\u064e\u0643\u064e\u0631\u064e \u0627\u0644\u0652\u0643\u064e\u0631\u0652\u062e\u0650\u064a\u0651\u064f: \u0623\u064e\u0646\u0651\u064e\u0647\u064f \u0639\u064e\u0644\u064e\u0649 \u0627\u0644\u0652\u0641\u064e\u0648\u0652\u0631\u0650 \u062d\u064e\u062a\u0651\u064e\u0649 \u064a\u064e\u0623\u0652\u062b\u064e\u0645\u064e \u0628\u0650\u0627\u0644\u062a\u0651\u064e\u0623\u0652\u062e\u0650\u064a\u0631\u0650 \u0639\u064e\u0646\u0652 \u0623\u064e\u0648\u0651\u064e\u0644\u0650 \u0623\u064e\u0648\u0652\u0642\u064e\u0627\u062a\u0650 \u0627\u0644\u0652\u0625\u0650\u0645\u0652\u0643\u064e\u0627\u0646\u0650\u060c \u0648\u064e\u0647\u0650\u064a\u064e \u0627\u0644\u0633\u0651\u064e\u0646\u064e\u0629\u064f \u0627\u0644\u0652\u0623\u064f\u0648\u0644\u064e\u0649 \u0639\u0650\u0646\u0652\u062f\u064e \u0627\u0633\u0652\u062a\u0650\u062c\u0652\u0645\u064e\u0627\u0639\u0650 \u0634\u064e\u0631\u064e\u0627\u0626\u0650\u0637\u0650 \u0627\u0644\u0652\u0648\u064f\u062c\u064f\u0648\u0628\u0650\u060c \u0648\u064e\u0630\u064e\u0643\u064e\u0631\u064e \u0623\u064e\u0628\u064f\u0648 \u0633\u064e\u0647\u0652\u0644\u064d \u0627\u0644\u0632\u0651\u064e\u062c\u0651\u064e\u0627\u062c\u0650\u064a\u0651\u064f \u0627\u0644\u0652\u062e\u0650\u0644\u064e\u0627\u0641\u064e \u0641\u0650\u064a \u0627\u0644\u0652\u0645\u064e\u0633\u0652\u0623\u064e\u0644\u064e\u0629\u0650 \u0628\u064e\u064a\u0652\u0646\u064e \u0623\u064e\u0628\u0650\u064a \u064a\u064f\u0648\u0633\u064f\u0641\u064e\u060c \u0648\u064e\u0645\u064f\u062d\u064e\u0645\u0651\u064e\u062f\u064d \u0641\u064e\u0642\u064e\u0627\u0644\u064e \u0641\u0650\u064a \u0642\u064e\u0648\u0652\u0644\u0650 \u0623\u064e\u0628\u0650\u064a \u064a\u064f\u0648\u0633\u064f\u0641\u064e: \u064a\u064e\u062c\u0650\u0628\u064f \u0639\u064e\u0644\u064e\u0649 \u0627\u0644\u0652\u0641\u064e\u0648\u0652\u0631\u0650\u060c \u0648\u064e\u0641\u0650\u064a \u0642\u064e\u0648\u0652\u0644\u0650 \u0645\u064f\u062d\u064e\u0645\u0651\u064e\u062f\u064d: \u0639\u064e\u0644\u064e\u0649 \u0627\u0644\u062a\u0651\u064e\u0631\u064e\u0627\u062e\u0650\u064a\u060c \u0648\u064e\u0647\u064f\u0648\u064e \u0642\u064e\u0648\u0652\u0644\u064f \u0627\u0644\u0634\u0651\u064e\u0627\u0641\u0650\u0639\u0650\u064a\u0651\u0650.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">&#8212;&#8212;&#8211;<\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">\u0635119 &#8211; \u0643\u062a\u0627\u0628 \u0628\u062f\u0627\u0626\u0639 \u0627\u0644\u0635\u0646\u0627\u0626\u0639 \u0641\u064a \u062a\u0631\u062a\u064a\u0628 \u0627\u0644\u0634\u0631\u0627\u0626\u0639 &#8211; \u0641\u0635\u0644 \u0643\u064a\u0641\u064a\u0629 \u0641\u0631\u0636 \u0627\u0644\u062d\u062c &#8211; \u0627\u0644\u0645\u0643\u062a\u0628\u0629 \u0627\u0644\u0634\u0627\u0645\u0644\u0629<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">Only Allah knows best.<\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">Written by Maulana Sakib Shadman\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/p>\n<p><span style=\"font-weight: 400; font-family: verdana, geneva, sans-serif;\">Darul Ifta Birmingham<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fatwa ID: 08769 &nbsp; &nbsp; Answered by Maulana Sakib Shadman\u00a0 &nbsp; Question: &nbsp; If by the age of 40 , I have enough funds in&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[8],"tags":[],"_links":{"self":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/35118"}],"collection":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=35118"}],"version-history":[{"count":5,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/35118\/revisions"}],"predecessor-version":[{"id":40541,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/35118\/revisions\/40541"}],"wp:attachment":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=35118"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=35118"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=35118"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}