{"id":35850,"date":"2025-05-13T15:38:58","date_gmt":"2025-05-13T15:38:58","guid":{"rendered":"https:\/\/daruliftabirmingham.co.uk\/home\/?p=35850"},"modified":"2025-07-20T19:44:00","modified_gmt":"2025-07-20T19:44:00","slug":"islamic-ruling-on-property-and-superannuation-division-after-divorce","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/islamic-ruling-on-property-and-superannuation-division-after-divorce\/","title":{"rendered":"Islamic Ruling on Property and Superannuation Division After Divorce"},"content":{"rendered":"

Fatwa ID: 08228<\/strong><\/span><\/p>\n

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Answered by Alimah Shireen Mangera-Badat<\/strong><\/span><\/p>\n

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Question:<\/strong><\/span><\/p>\n

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Division of property according to sharia after divorce if house is under both husband-and-wife names – there was no verbal or written agreement that each holds 50% share in the property. The share of the wife is more in the house than the husband. Husband was also living in the house for 35 months before leaving.<\/span><\/p>\n

Adding to this, husband was in the house for the total of 35 months, till 1st August 2024. The past 4 months wife is paying the full mortgage.<\/span><\/p>\n

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More information regarding payment towards the house:<\/span><\/p>\n

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Did both the husband and wife contribute to the payment of the house?<\/span><\/p>\n

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Yes, the monthly mortgage to the house was roughly $2750 (it goes up by $2 every month), husband paid $1600, and the rest was covered by the wife. Wife also paid the council rates, house insurance and other maintenance needed in the house like landscaping of the front and backyard. Husband paid the water tax (around $100 quarterly) as it was included in the water bill.<\/span><\/p>\n

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Adding to this, husband was in the house for the total of 35 months, till 1st August 2024. The past 4 months wife is paying the full mortgage.<\/span><\/p>\n

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If so, what percentage did each pay? Amount stated above.<\/span><\/p>\n

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Is the house paid off? No<\/span><\/p>\n

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What do you mean by “The share of the wife is more in the house than the husband.”?<\/span><\/p>\n

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We paid around 115,000 deposits of the house; husband’s share was only $2000 in the deposit. Wife paid $113,000<\/span><\/p>\n

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Second question:<\/span><\/p>\n

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Can wife take some percentage of husband\u2019s super after divorce?<\/span><\/p>\n

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Wife was stay-at-home for quite some time, so her super is very low, and she has full-time custody of 4 kids, no male guardian for the wife as father passed away and no brother. She also has a mortgage to pay too. Having some extra super would give some financial stability.<\/span><\/p>\n

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In the name of Allah, the Most Gracious, the Most Merciful<\/strong><\/span><\/p>\n

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Answer:<\/strong><\/span><\/p>\n

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You have made clear that no written or verbal contract was signed for this ownership, but it is a joint practice between the two.<\/span><\/p>\n

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Shaykh al-Kasani in Bada’i’ al-Sana’i (Vol. 6, p. 132)[1] explains that shared ownership (shirka) arises when multiple parties contribute financially to the acquisition of an asset. Each party\u2019s share corresponds to their contribution unless a different agreement is explicitly made and accordingly will be divided.<\/span><\/p>\n

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When two people invest in a property, their shares are calculated based on their financial input, as detailed by classical Hanafi scholars. The lack of a 50-50 agreement in this case reinforces that shares must align with contributions. You have mentioned here that the wife has made large contributions towards the mortgage.<\/span><\/p>\n

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The wife\u2019s continued payments on the mortgage after separation increase her financial contribution. This can be viewed as further investment in the property. This would then fall under the Fiqh term of Al-ghurm bil-ghunm (liability accompanies entitlement).[2]<\/span><\/p>\n

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When two people invest in a property, their shares are calculated based on their financial input. The lack of a 50-50 agreement in this case reinforces that shares must align with contributions.<\/span><\/p>\n

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Regarding the second question, if you are asking whether she can claim superannuation (a term according to the Collins dictionary used in Australia)\u2014i.e. pension in British terminology\u2014or you could mean alimony, maintenance for the children, then it would be the husband\u2019s responsibility in Islam to do this. The Qur’an has stated:<\/span><\/p>\n

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“…And live with them in kindness. For if you dislike them\u2014perhaps you dislike something in which Allah has placed much good.”<\/span>
\n(Surah An-Nisa: 19) [3]<\/span><\/p>\n

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While superannuation itself is the husband\u2019s personal wealth, the wife may request a share if her sacrifices (e.g., staying at home) directly enabled the husband to accumulate wealth. This aligns with the principle of cooperation in marriage. [4]<\/span><\/p>\n

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Given that it is the father\u2019s responsibility to provide maintenance, it would be permissible to take from the father. [5]<\/span><\/p>\n

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Therefore, to summarise:<\/span><\/p>\n

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In Hanafi Fiqh, property division is based on financial contributions, giving the wife approximately 72.5% ownership due to her larger input, while the husband holds 27.5% (according to your calculations).<\/span><\/p>\n

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Post-divorce payments by the wife increase her share. Although the husband’s superannuation is his personal wealth, the wife may claim a portion based on her sacrifices and financial responsibilities, supported by Islamic principles of fairness and removing harm, especially given her custody of the children.<\/span><\/p>\n

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Only Allah knows best.<\/span><\/p>\n

Answered by Alimah Shireen Mangera-Badat<\/span><\/p>\n

Checked and approved by: Mufti Mohammed Tosir Miah<\/span><\/p>\n

Darul Ifta Birmingham<\/span><\/p>\n

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[1]<\/a>[1] …………..\u0642\u0627\u0644 \u0623\u0635\u062d\u0627\u0628\u0646\u0627 \u0627\u0644\u062b\u0644\u0627\u062b\u0629 \u0631\u0636\u0649 \u0627\u0644\u0644\u0647 \u0639\u0646\u0647\u0645 \u0627\u0646 \u0639\u0642\u062f\u0647 \u0639\u0642\u062f \u0647\u0628\u0629 \u0648\u062c\u0648\u0627\u0632\u0647 \u062c\u0648\u0627\u0632 \u0628\u064a\u0639 \u0648\u0631\u0628\u0645\u0627 \u0639\u0628\u0631\u0648\u0627 \u0627\u0646\u0647 \u0647\u0628\u0629 \u0627\u0628\u062a\u062f\u0627\u0621 \u0628\u064a\u0639 \u0627\u0646\u062a\u0647\u0627\u0621 \u062d\u062a\u0649 \u0644\u0627 \u064a\u062c\u0648\u0632 \u0641\u064a \u0627\u0644\u0645\u0634\u0627\u0639 \u0627\u0644\u0630\u064a \u064a\u0646\u0642\u0633\u0645 \u0648\u0644\u0627 \u064a\u062b\u0628\u062a \u0627\u0644\u0645\u0644\u0643 \u0641\u064a \u0643\u0644 \u0648\u0627\u062d\u062f \u0645\u0646\u0647\u0645\u0627 \u0642\u0628\u0644 \u0627\u0644\u0642\u0628\u0636 \u0648\u0644\u0643\u0644 \u0648\u0627\u062d\u062f \u0645\u0646\u0647\u0645\u0627 \u0623\u0646 \u064a\u0631\u062c\u0639 \u0641\u064a \u0633\u0644\u0639\u062a\u0647 \u0645\u0627\u0644\u0645 \u064a\u0642\u0628\u0636\u0627 \u0648\u0643\u0630\u0627 \u0627\u0630\u0627 \u0642\u0628\u0636 \u0623\u062d\u062f\u0647\u0645\u0627 \u0648\u0644\u0645 \u064a\u0642\u0628\u0636 \u0627\u0644\u0627\u062e\u0631 \u0641\u0644\u0643\u0644 \u0648\u0627\u062d\u062f \u0645\u0646\u0647\u0645\u0627 \u0623\u0646 \u064a\u0631\u062c\u0639 \u0627\u0644\u0642\u0627\u0628\u0636 \u0648\u063a\u064a\u0631 \u0627\u0644\u0642\u0627\u0628\u0636 \u0641\u064a\u0647 \u0633\u0648\u0627\u0621 \u062d\u062a\u0649 \u064a\u062a\u0642\u0627\u0628\u0636\u0627 \u062c\u0645\u064a\u0639\u0627 \u0648\u0644\u0648 \u062a\u0642\u0627\u0628\u0636\u0627 \u0643\u0627\u0646 \u0630\u0644\u0643 \u0628\u0645\u0646\u0632\u0644\u0629 \u0627\u0644\u0628\u064a\u0639 \u064a\u0631\u062f \u0643\u0644 \u0648\u0627\u062d\u062f \u0645\u0646\u0647\u0645\u0627 \u0628\u0627\u0644\u0639\u064a\u0628 \u0648\u0639\u062f\u0645 \u0627\u0644\u0631\u0624\u064a\u0629 \u0648\u064a\u0631\u062c\u0639 \u0641\u064a \u0627\u0644\u0627\u0633\u062a\u062d\u0642\u0627\u0642 \u0648\u062a\u062c\u0628 \u0627\u0644\u0634\u0641\u0639\u0629 \u0627\u0630\u0627 \u0643\u0627\u0646 \u063a\u064a\u0631 \u0645\u0646\u0642\u0648\u0644…………<\/span><\/p>\n

https:\/\/archive.org\/details\/BadaiAsSanai\/6\/page\/n131\/mode\/2up<\/a><\/span><\/p>\n

Badai As Sanai volume 6- page 132<\/span><\/p>\n

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[2]<\/a> …….\u0644\u0627 \u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0634\u062e\u0635 \u0627\u0644\u0637\u0628\u064a\u0639\u064a \u0648\u0627\u0644\u0634\u062e\u0635 \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631\u064a \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0645\u0627\u0644\u064a \u0641\u0627\u0644\u0634\u062e\u0635 \u0627\u0644\u0637\u0628\u064a\u0639\u064a \u0642\u062f \u064a\u0633\u0623\u0644 \u062c\u0646\u0627\u0626\u064a\u0627\u064b\u060c \u0623\u0645\u0627 \u0627\u0644\u0634\u062e\u0635 \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631\u064a \u0641\u0644\u0627 \u064a\u0633\u0623\u0644 \u0625\u0644\u0627 \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0641\u0642\u0637 . \u0648\u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646\u0647\u0645\u0627 \u0623\u0646\u0647 \u0644\u0627 \u0625\u0631\u0627\u062f\u0629 \u0644\u0644\u0634\u062e\u0635 \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631\u064a \u0641\u0647\u0648 \u0634\u062e\u0635 \u062d\u0643\u0645\u064a \u0648\u0625\u0646\u0645\u0627 \u064a\u0633\u0623\u0644 \u0628\u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0639\u0644\u0649 \u0627\u0633\u0627\u0633 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u062a\u0628\u0648\u0639 \u0637\u0628\u0642\u0627\u064b \u0644\u0645\u0628\u062f\u0623 \u0627\u0644\u063a\u0631\u0645 \u0628\u0627\u0644\u063a\u0646\u0645………..<\/span><\/p>\n

https:\/\/archive.org\/details\/20240606_20240606_0714\/\u0636\u0645\u0627\u0646_\u0627\u0644\u0623\u0634\u064a\u0627\u0621_\u0627\u0644\u062a\u0627\u0628\u0639\u0629_\u0644\u0634\u062e\u0635_\u0637\u0628\u064a\u0639\u064a_\u0623\u0648_\u0627\u0639\u062a\u0628\u0627\u0631\u064a_\u0627\u0644\u0634\u064a\u062e_\u0627\u0644\u0639\u0645\u0627\u0631\u064a_compressed\/page\/n37\/mode\/2up?q=\u063a\u0631\u0645+\u0628\u0627\u0644\u063a\u0646\u0645<\/a><\/span><\/p>\n

\u0645\u0624\u0644\u0641\u0627\u062a \u0641\u0636\u064a\u0644\u0629 \u0627\u0644\u0634\u064a\u062e \u0639\u0628\u062f \u0627\u0644\u0642\u0627\u062f\u0631 \u0628\u0646 \u0645\u062d\u0645\u062f \u0627\u0644\u0639\u0645\u0627\u0631\u064a\u060c page 38<\/span><\/p>\n

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[3]<\/a> \u0641\u064e\u0625\u0650\u0646 \u0643\u064e\u0631\u0650\u0647\u0652\u062a\u064f\u0645\u064f\u0648\u0647\u064f\u0646\u0651\u064e \u0641\u064e\u0639\u064e\u0633\u064e\u0649\u0670\u0653 \u0623\u064e\u0646 \u062a\u064e\u0643\u0652\u0631\u064e\u0647\u064f\u0648\u0627\u06df \u0634\u064e\u064a\u0652\u0640\u0654\u064b\u06ed\u0627 \u0648\u064e\u064a\u064e\u062c\u0652\u0639\u064e\u0644\u064e \u0671\u0644\u0644\u0651\u064e\u0647\u064f \u0641\u0650\u064a\u0647\u0650 \u062e\u064e\u064a\u0652\u0631\u064b\u06ed\u0627 \u0643\u064e\u062b\u0650\u064a\u0631\u064b\u06ed\u0627 \u0661\u0669\u2026\u2026\u2026<\/span><\/p>\n

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[4]<\/a> \u0642\u0627\u0644: \u0627\u0644\u0646\u0641\u0642\u0629 \u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u0632\u0648\u062c\u0629 \u0639\u0644\u0649 \u0632\u0648\u062c\u0647\u0627\u060c \u0645\u0633\u0644\u0645\u0629 \u0643\u0627\u0646\u062a \u0623\u0648 \u0643\u0627\u0641\u0631\u0629\u060c \u0625\u0630\u0627 \u0633\u0644\u0645\u062a \u0646\u0641\u0633\u0647\u0627<\/span><\/p>\n

https:\/\/archive.org\/details\/AlHidayahVol5\/Al%20Hidayah%20Vol-3\/page\/n317\/mode\/2up<\/a><\/span><\/p>\n

, \u0627\u0644\u0647\u062f\u0627\u064a\u0629 volume 3, page 318<\/span><\/p>\n

<\/a>\u0647\u0644 \u062a\u0642\u062f\u064a\u0631 \u0627\u0644\u0642\u0627\u0636\u064a \u0644\u0644\u0646\u0641\u0642\u0629 \u062d\u0643\u0645 \u0645\u0646\u0647\u061f \u0642\u0644\u062a : \u0646\u0639\u0645\u060c \u0644\u0623\u0646 \u0637\u0644\u0628 \u0627\u0644\u062a\u0642\u062f\u064a\u0631 \u0628\u0634\u0631\u0637\u0647 \u062f\u0639\u0648\u0649 \u0641\u0644\u0627 \u062a\u0633\u0642\u0637 \u0628\u0645\u0636\u064a \u0627\u0644\u0645\u062f\u0629………..\u0627<\/span><\/p>\n

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[5] \u0631\u062f \u0627\u0644\u0645\u062e\u062a\u0627\u0631<\/span><\/p>\n

, volume 5, page 300<\/span><\/p>\n

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Fatwa ID: 08228   Answered by Alimah Shireen Mangera-Badat   Question:   Division of property according to sharia after divorce if house is under both…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/35850"}],"collection":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=35850"}],"version-history":[{"count":6,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/35850\/revisions"}],"predecessor-version":[{"id":38523,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/35850\/revisions\/38523"}],"wp:attachment":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=35850"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=35850"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=35850"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}