{"id":36433,"date":"2025-04-05T22:52:11","date_gmt":"2025-04-05T22:52:11","guid":{"rendered":"https:\/\/daruliftabirmingham.co.uk\/home\/?p=36433"},"modified":"2025-04-05T22:52:11","modified_gmt":"2025-04-05T22:52:11","slug":"leasing-a-property","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/leasing-a-property\/","title":{"rendered":"Leasing a Property"},"content":{"rendered":"

Fatwa ID: 07946<\/strong><\/span><\/p>\n

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Answered by Maulana Yusuf Badshah<\/strong><\/span><\/p>\n

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Question:<\/strong><\/span><\/p>\n

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I’m am living in flat which is a leasehold property. I was given money by my father 14 years ago. I was advised by my family to purchase my flat, so that I could live in it with my husband once he would get his visa and join me. We had planned to sell the flat and buy a house after a few years of living in it. At the time I purchased the flat I was not aware of interest being haram. Had I known that then I would have not purchased the flat and lived in a rental property. The issue I have is that the flat I purchased is on a lease and is not a long term option to live in. And now I’m stuck and not know what to do as I want to sell my flat and buy a house but as houses are expensive I would have to take out a mortgage. Can you advise me what to do as this is a big burden for me and my husband as we do not know what to do. We cannot live long term in the flat being a leasehold property. As leasehold properties have many issues.<\/span><\/p>\n

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In the name of Allah, the Most Gracious, the Most Merciful.<\/strong><\/span><\/p>\n

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Answer:<\/strong><\/span><\/p>\n

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It would seem your main Halal options are to extend your lease on the property, move to another leasehold, rent a property or seek an Islamic mortgage. While you may find continuing to live in a leasehold undesirable, your only option is to live within your means, and should you be unable to afford an Islamic mortgage then you may need to move to a more inexpensive area [1]. While some have permitted conventional mortgages out of necessity, most agree that only a Shari\u2019ah compliant Islamic mortgage is permitted [2]. Thus, you must either seek out an Islamic mortgage option which you can afford or continue either leasing or renting.<\/span><\/p>\n

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Only Allah s.w.t knows best.<\/span><\/p>\n

Written by Maulana Yusuf Badshah<\/span><\/p>\n

Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/p>\n

Darul Ifta Birmingham<\/span><\/p>\n

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[1] Surah An-Nisa\u2019 97:<\/span><\/p>\n

{ \u0625\u0650\u0646\u0651\u064e \u0627\u0644\u0651\u064e\u0630\u0650\u064a\u0646\u064e \u062a\u064e\u0648\u064e\u0641\u0651\u064e\u0627\u0647\u064f\u0645\u064f \u0627\u0644\u0652\u0645\u064e\u0644\u064e\u0627\u0626\u0650\u0643\u064e\u0629\u064f \u0638\u064e\u0627\u0644\u0650\u0645\u0650\u064a \u0623\u064e\u0646\u0641\u064f\u0633\u0650\u0647\u0650\u0645\u0652 \u0642\u064e\u0627\u0644\u064f\u0648\u0627 \u0641\u0650\u064a\u0645\u064e \u0643\u064f\u0646\u062a\u064f\u0645\u0652 \u06d6 \u0642\u064e\u0627\u0644\u064f\u0648\u0627 \u0643\u064f\u0646\u0651\u064e\u0627 \u0645\u064f\u0633\u0652\u062a\u064e\u0636\u0652\u0639\u064e\u0641\u0650\u064a\u0646\u064e \u0641\u0650\u064a \u0627\u0644\u0652\u0623\u064e\u0631\u0652\u0636\u0650 \u06da \u0642\u064e\u0627\u0644\u064f\u0648\u0627 \u0623\u064e\u0644\u064e\u0645\u0652 \u062a\u064e\u0643\u064f\u0646\u0652 \u0623\u064e\u0631\u0652\u0636\u064f \u0627\u0644\u0644\u0651\u064e\u0647\u0650 \u0648\u064e\u0627\u0633\u0650\u0639\u064e\u0629\u064b \u0641\u064e\u062a\u064f\u0647\u064e\u0627\u062c\u0650\u0631\u064f\u0648\u0627 \u0641\u0650\u064a\u0647\u064e\u0627 \u06da \u0641\u064e\u0623\u064f\u0648\u0644\u064e\u0670\u0626\u0650\u0643\u064e \u0645\u064e\u0623\u0652\u0648\u064e\u0627\u0647\u064f\u0645\u0652 \u062c\u064e\u0647\u064e\u0646\u0651\u064e\u0645\u064f \u06d6 \u0648\u064e\u0633\u064e\u0627\u0621\u064e\u062a\u0652 \u0645\u064e\u0635\u0650\u064a\u0631\u064b\u0627 \u06de}<\/span><\/p>\n

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[2] Surah Al-Baqarah 178-179:<\/span><\/p>\n

{ \u064a\u064e\u0627 \u0623\u064e\u064a\u0651\u064f\u0647\u064e\u0627 \u0627\u0644\u0651\u064e\u0630\u0650\u064a\u0646\u064e \u0622\u0645\u064e\u0646\u064f\u0648\u0627 \u0627\u062a\u0651\u064e\u0642\u064f\u0648\u0627 \u0627\u0644\u0644\u0651\u064e\u0647\u064e \u0648\u064e\u0630\u064e\u0631\u064f\u0648\u0627 \u0645\u064e\u0627 \u0628\u064e\u0642\u0650\u064a\u064e \u0645\u0650\u0646\u064e \u0627\u0644\u0631\u0651\u0650\u0628\u064e\u0627 \u0625\u0650\u0646 \u0643\u064f\u0646\u062a\u064f\u0645 \u0645\u0651\u064f\u0624\u0652\u0645\u0650\u0646\u0650\u064a\u0646\u064e \u06de \u0641\u064e\u0625\u0650\u0646 \u0644\u0651\u064e\u0645\u0652 \u062a\u064e\u0641\u0652\u0639\u064e\u0644\u064f\u0648\u0627 \u0641\u064e\u0623\u0652\u0630\u064e\u0646\u064f\u0648\u0627 \u0628\u0650\u062d\u064e\u0631\u0652\u0628\u064d \u0645\u0651\u0650\u0646\u064e \u0627\u0644\u0644\u0651\u064e\u0647\u0650 \u0648\u064e\u0631\u064e\u0633\u064f\u0648\u0644\u0650\u0647\u0650 \u06d6 \u0648\u064e\u0625\u0650\u0646 \u062a\u064f\u0628\u0652\u062a\u064f\u0645\u0652 \u0641\u064e\u0644\u064e\u0643\u064f\u0645\u0652 \u0631\u064f\u0621\u064f\u0648\u0633\u064f \u0623\u064e\u0645\u0652\u0648\u064e\u0627\u0644\u0650\u0643\u064f\u0645\u0652 \u0644\u064e\u0627 \u062a\u064e\u0638\u0652\u0644\u0650\u0645\u064f\u0648\u0646\u064e \u0648\u064e\u0644\u064e\u0627 \u062a\u064f\u0638\u0652\u0644\u064e\u0645\u064f\u0648\u0646\u064e \u06de}<\/span><\/p>\n

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Sahih Muslim 1598<\/span><\/p>\n

\u062d\u064e\u062f\u0651\u064e\u062b\u064e\u0646\u064e\u0627 \u0645\u064f\u062d\u064e\u0645\u0651\u064e\u062f\u064f \u0628\u0652\u0646\u064f \u0627\u0644\u0635\u0651\u064e\u0628\u0651\u064e\u0627\u062d\u0650\u060c \u0648\u064e\u0632\u064f\u0647\u064e\u064a\u0652\u0631\u064f \u0628\u0652\u0646\u064f \u062d\u064e\u0631\u0652\u0628\u064d\u060c \u0648\u064e\u0639\u064f\u062b\u0652\u0645\u064e\u0627\u0646\u064f \u0628\u0652\u0646\u064f \u0623\u064e\u0628\u0650\u064a \u0634\u064e\u064a\u0652\u0628\u064e\u0629\u064e\u060c \u0642\u064e\u0627\u0644\u064f\u0648\u0627 \u062d\u064e\u062f\u0651\u064e\u062b\u064e\u0646\u064e\u0627 \u0647\u064f\u0634\u064e\u064a\u0652\u0645\u064c\u060c \u0623\u064e\u062e\u0652\u0628\u064e\u0631\u064e\u0646\u064e\u0627 \u0623\u064e\u0628\u064f\u0648 \u0627\u0644\u0632\u0651\u064f\u0628\u064e\u064a\u0652\u0631\u0650\u060c \u0639\u064e\u0646\u0652 \u062c\u064e\u0627\u0628\u0650\u0631\u064d\u060c \u0642\u064e\u0627\u0644\u064e \u0644\u064e\u0639\u064e\u0646\u064e \u0631\u064e\u0633\u064f\u0648\u0644\u064f \u0627\u0644\u0644\u0651\u064e\u0647\u0650 \u0635\u0644\u0649 \u0627\u0644\u0644\u0647 \u0639\u0644\u064a\u0647 \u0648\u0633\u0644\u0645 \u0622\u0643\u0650\u0644\u064e \u0627\u0644\u0631\u0651\u0650\u0628\u064e\u0627 \u0648\u064e\u0645\u064f\u0648\u0643\u0650\u0644\u064e\u0647\u064f \u0648\u064e\u0643\u064e\u0627\u062a\u0650\u0628\u064e\u0647\u064f \u0648\u064e\u0634\u064e\u0627\u0647\u0650\u062f\u064e\u064a\u0652\u0647\u0650 \u0648\u064e\u0642\u064e\u0627\u0644\u064e \u0647\u064f\u0645\u0652 \u0633\u064e\u0648\u064e\u0627\u0621\u064c<\/span><\/p>\n

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Fatwa ID: 07946   Answered by Maulana Yusuf Badshah   Question:   I’m am living in flat which is a leasehold property. I was given…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[17],"tags":[],"_links":{"self":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/36433"}],"collection":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=36433"}],"version-history":[{"count":2,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/36433\/revisions"}],"predecessor-version":[{"id":36505,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/36433\/revisions\/36505"}],"wp:attachment":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=36433"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=36433"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=36433"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}