{"id":40591,"date":"2026-02-24T13:50:34","date_gmt":"2026-02-24T13:50:34","guid":{"rendered":"https:\/\/daruliftabirmingham.co.uk\/home\/?p=40591"},"modified":"2026-02-24T14:02:56","modified_gmt":"2026-02-24T14:02:56","slug":"ruling-on-receiving-interest-from-a-compulsory-general-provident-fund-gpf-the-option-to-make-it-interest-free","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/ruling-on-receiving-interest-from-a-compulsory-general-provident-fund-gpf-the-option-to-make-it-interest-free\/","title":{"rendered":"Ruling On Receiving Interest From A Compulsory General Provident Fund (GPF) & The Option To Make It Interest-Free"},"content":{"rendered":"

Fatwa ID: 08783<\/strong><\/span><\/p>\n

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Answered by: Maulana Sakib Shadman<\/strong><\/span><\/p>\n

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Question:<\/strong><\/span><\/p>\n

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I work in an organisation that forcefully takes some money from employees salary as GPF (General Provident Fund) which will be returned with interest at the end of service. My organisation is giving an option to its employees (whoever wants) to make GPF interest free. Should I avail this option and make it Interest Free or leave it as it is and accept the whole amount? Will it be halal?<\/span><\/p>\n

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In the name of Allah, the Most Gracious, the Most Merciful<\/strong><\/span><\/p>\n

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Answer:<\/strong><\/span><\/p>\n

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If there is an interest free option for your retirement fund, you must select the interest free option. It will not be permissible for you to choose the fund which accrues interest.<\/span><\/p>\n

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Please switch your GPF fund to the interest free option. You will find that the interest free option has more Barakah (blessings than the option which accrues interest. As Allah Ta’ala says in the Holy Quran;<\/span><\/p>\n

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\u06cc\u064e\u0645\u06e1\u062d\u064e\u0642\u064f \u0671\u0644\u0644\u0651\u064e\u0647\u064f \u0671\u0644\u0631\u0651\u0650\u0628\u064e\u0648\u0670\u0627\u06df \u0648\u064e\u06cc\u064f\u0631\u06e1\u0628\u0650\u06cc \u0671\u0644\u0635\u0651\u064e\u062f\u064e\u0642\u064e\u0640\u0670\u062a\u0650\u06d7<\/span>
\n[Surah Al-Baqarah: 276]<\/span><\/p>\n

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\u00a0\u201cAllah destroys interest (i.e. He removes the barakah from such wealth so that you and your family cannot truly benefit from it) and gives increase for charities<\/em>.\u201d<\/span><\/p>\n

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References:<\/strong><\/span><\/p>\n

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\u0648\u064e\u0645\u0650\u0646\u0652\u0647\u064e\u0627 {\u0644\u0627 \u062a\u064e\u0623\u0652\u0643\u064f\u0644\u064f\u0648\u0627 \u0627\u0644\u0631\u0650\u0651\u0628\u064e\u0627} [\u0622\u0644 \u0639\u0645\u0631\u0627\u0646: \u0661\u0663\u0660] \u0648\u064e\u0627\u0644\u0652\u0645\u064f\u0631\u064e\u0627\u062f\u064f \u0645\u0650\u0646\u0652\u0647\u064f \u0641\u0650\u064a\u0647\u064e\u0627 \u0646\u064e\u0641\u0652\u0633\u064f \u0627\u0644\u0632\u064e\u0651\u0627\u0626\u0650\u062f\u0650 \u0641\u0650\u064a \u0628\u064e\u064a\u0652\u0639\u0650 \u0627\u0644\u0652\u0623\u064e\u0645\u0652\u0648\u064e\u0627\u0644\u0650 \u0627\u0644\u0631\u0650\u0651\u0628\u064e\u0648\u0650\u064a\u064e\u0651\u0629\u0650 \u0639\u0650\u0646\u0652\u062f\u064e \u0628\u064e\u064a\u0652\u0639\u0650 \u0628\u064e\u0639\u0652\u0636\u0650\u0647\u064e\u0627 \u0628\u0650\u062c\u0650\u0646\u0652\u0633\u0650\u0647\u0650\u060c \u0648\u064e\u0641\u0650\u064a \u0627\u0644\u0652\u0645\u0650\u0639\u0652\u0631\u064e\u0627\u062c\u0650 \u0630\u064e\u0643\u064e\u0631\u064e \u0627\u0644\u0644\u064e\u0651\u0647\u064f \u0644\u0650\u0622\u0643\u0650\u0644\u0650 \u0627\u0644\u0631\u0650\u0651\u0628\u064e\u0627 \u062e\u064e\u0645\u0652\u0633\u064e \u0639\u064f\u0642\u064f\u0648\u0628\u064e\u0627\u062a\u064d \u0623\u064e\u062d\u064e\u062f\u064f\u0647\u064e\u0627 \u0627\u0644\u062a\u064e\u0651\u062e\u064e\u0628\u064f\u0651\u0637\u064f \u0642\u064e\u0627\u0644\u064e \u062a\u064e\u0639\u064e\u0627\u0644\u064e\u0649 {\u0644\u0627 \u064a\u064e\u0642\u064f\u0648\u0645\u064f\u0648\u0646\u064e \u0625\u0650\u0644\u0627 \u0643\u064e\u0645\u064e\u0627 \u064a\u064e\u0642\u064f\u0648\u0645\u064f \u0627\u0644\u064e\u0651\u0630\u0650\u064a \u064a\u064e\u062a\u064e\u062e\u064e\u0628\u064e\u0651\u0637\u064f\u0647\u064f \u0627\u0644\u0634\u064e\u0651\u064a\u0652\u0637\u064e\u0627\u0646\u064f \u0645\u0650\u0646\u064e \u0627\u0644\u0652\u0645\u064e\u0633\u0650\u0651} [\u0627\u0644\u0628\u0642\u0631\u0629: \u0662\u0667\u0665] .<\/span><\/p>\n

——–<\/span><\/p>\n

\u0635137 – \u0643\u062a\u0627\u0628 \u0627\u0644\u0628\u062d\u0631 \u0627\u0644\u0631\u0627\u0626\u0642 \u0634\u0631\u062d \u0643\u0646\u0632 \u0627\u0644\u062f\u0642\u0627\u0626\u0642 \u0648\u0645\u0646\u062d\u0629 \u0627\u0644\u062e\u0627\u0644\u0642 \u0648\u062a\u0643\u0645\u0644\u0629 \u0627\u0644\u0637\u0648\u0631\u064a – \u0628\u0627\u0628 \u0627\u0644\u0631\u0628\u0627 – \u0627\u0644\u0645\u0643\u062a\u0628\u0629 \u0627\u0644\u0634\u0627\u0645\u0644\u0629<\/span><\/p>\n

 <\/p>\n

\u0648\u064e\u0627\u0644\u0652\u0623\u064e\u0635\u0652\u0644\u064f \u0641\u0650\u064a\u0647\u0650 \u0627\u0644\u0652\u062d\u064e\u062f\u0650\u064a\u062b\u064f \u0627\u0644\u0652\u0645\u064e\u0634\u0652\u0647\u064f\u0648\u0631\u064f \u0648\u064e\u0647\u064f\u0648\u064e \u0642\u064e\u0648\u0652\u0644\u064f\u0647\u064f \ufd4a \u00ab\u0627\u0644\u0652\u062d\u0650\u0646\u0652\u0637\u064e\u0629\u064f \u0628\u0650\u0627\u0644\u0652\u062d\u0650\u0646\u0652\u0637\u064e\u0629\u0650 \u0645\u0650\u062b\u0652\u0644\u064b\u0627 \u0628\u0650\u0645\u0650\u062b\u0652\u0644\u064d \u064a\u064e\u062f\u064b\u0627 \u0628\u0650\u064a\u064e\u062f\u064d\u060c \u0648\u064e\u0627\u0644\u0652\u0641\u064e\u0636\u0652\u0644\u064f \u0631\u0650\u0628\u064b\u0627\u00bb \u0648\u064e\u0639\u064e\u062f\u0651\u064e \u0627\u0644\u0652\u0623\u064e\u0634\u0652\u064a\u064e\u0627\u0621\u064e \u0627\u0644\u0633\u0651\u0650\u062a\u0651\u064e\u0629\u064e: \u0627\u0644\u0652\u062d\u0650\u0646\u0652\u0637\u064e\u0629\u064e \u0648\u064e\u0627\u0644\u0634\u0651\u064e\u0639\u0650\u064a\u0631\u064e \u0648\u064e\u0627\u0644\u062a\u0651\u064e\u0645\u0652\u0631\u064e \u0648\u064e\u0627\u0644\u0652\u0645\u0650\u0644\u0652\u062d\u064e \u0648\u064e\u0627\u0644\u0630\u0651\u064e\u0647\u064e\u0628\u064e \u0648\u064e\u0627\u0644\u0652\u0641\u0650\u0636\u0651\u064e\u0629\u064e \u0639\u064e\u0644\u064e\u0649 \u0647\u064e\u0630\u064e\u0627 \u0627\u0644\u0652\u0645\u0650\u062b\u064e\u0627\u0644\u0650.<\/span><\/p>\n

——–<\/span><\/p>\n

\u06354 – \u0643\u062a\u0627\u0628 \u0641\u062a\u062d \u0627\u0644\u0642\u062f\u064a\u0631 \u0644\u0644\u0643\u0645\u0627\u0644 \u0628\u0646 \u0627\u0644\u0647\u0645\u0627\u0645 \u0637 \u0627\u0644\u062d\u0644\u0628\u064a – \u0628\u0627\u0628 \u0627\u0644\u0631\u0628\u0627 – \u0627\u0644\u0645\u0643\u062a\u0628\u0629 \u0627\u0644\u0634\u0627\u0645\u0644\u0629<\/span><\/p>\n

 <\/p>\n

\u0648\u064e\u0631\u064f\u0648\u0650\u064a\u064e \u0623\u064e\u0646\u0651\u064e \u0631\u064e\u0633\u064f\u0648\u0644\u064e \u0627\u0644\u0644\u0651\u064e\u0647\u0650 \ufdfa \u00ab\u0643\u064e\u062a\u064e\u0628\u064e \u0625\u0644\u064e\u0649 \u0645\u064e\u062c\u064f\u0648\u0633\u0650 \u0647\u064e\u062c\u064e\u0631\u064e: \u0625\u0645\u0651\u064e\u0627 \u0623\u064e\u0646\u0652 \u062a\u064e\u0630\u064e\u0631\u064f\u0648\u0627 \u0627\u0644\u0631\u0651\u0650\u0628\u064e\u0627\u060c \u0623\u064e\u0648\u0652 \u062a\u064e\u0623\u0652\u0630\u064e\u0646\u064f\u0648\u0627 \u0628\u0650\u062d\u064e\u0631\u0652\u0628\u064d \u0645\u0650\u0646\u0652 \u0627\u0644\u0644\u0651\u064e\u0647\u0650 \u0648\u064e\u0631\u064e\u0633\u064f\u0648\u0644\u0650\u0647\u0650\u00bb \u060c \u0648\u064e\u0647\u064e\u0630\u064e\u0627 \u0641\u0650\u064a \u0646\u0650\u0647\u064e\u0627\u064a\u064e\u0629\u0650 \u0627\u0644\u0652\u0648\u064e\u0639\u0650\u064a\u062f\u0650 \u0641\u064e\u064a\u064e\u062f\u064f\u0644\u0651\u064f \u0639\u064e\u0644\u064e\u0649 \u0646\u0650\u0647\u064e\u0627\u064a\u064e\u0629\u0650 \u0627\u0644\u0652\u062d\u064f\u0631\u0652\u0645\u064e\u0629\u0650 \u0648\u064e\u0627\u064e\u0644\u0644\u0651\u064e\u0647\u064f \ufdfe \u0623\u064e\u0639\u0652\u0644\u064e\u0645\u064f.<\/span><\/p>\n

——–<\/span><\/p>\n

\u0635193 – \u0643\u062a\u0627\u0628 \u0628\u062f\u0627\u0626\u0639 \u0627\u0644\u0635\u0646\u0627\u0626\u0639 \u0641\u064a \u062a\u0631\u062a\u064a\u0628 \u0627\u0644\u0634\u0631\u0627\u0626\u0639 – \u0641\u0635\u0644 \u0641\u064a \u0634\u0631\u0627\u0626\u0637 \u062c\u0631\u064a\u0627\u0646 \u0627\u0644\u0631\u0628\u0627 \u0641\u064a \u0627\u0644\u0628\u064a\u0639 – \u0627\u0644\u0645\u0643\u062a\u0628\u0629 \u0627\u0644\u0634\u0627\u0645\u0644\u0629<\/span><\/p>\n

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(\u0648\u064e\u0627\u0644\u062b\u064e\u0651\u0627\u0646\u0650\u064a): \u0627\u0644\u0652\u0645\u064e\u062d\u0652\u0642\u064f \u0642\u064e\u0627\u0644\u064e \u0627\u0644\u0644\u064e\u0651\u0647\u064f \u062a\u064e\u0639\u064e\u0627\u0644\u064e\u0649: {\u064a\u064e\u0645\u0652\u062d\u064e\u0642\u064f \u0627\u0644\u0644\u064e\u0651\u0647\u064f \u0627\u0644\u0631\u0650\u0651\u0628\u064e\u0627} [\u0627\u0644\u0628\u0642\u0631\u0629: \u0662\u0667\u0666]. \u0648\u064e\u0627\u0644\u0652\u0645\u064f\u0631\u064e\u0627\u062f\u064f: \u0627\u0644\u0652\u0647\u064e\u0644\u064e\u0627\u0643\u064f \u0648\u064e\u0627\u0644\u0650\u0627\u0633\u0652\u062a\u0650\u064a\u0635\u064e\u0627\u0644\u064f\u060c \u0648\u064e\u0642\u0650\u064a\u0644\u064e: \u0630\u064e\u0647\u064e\u0627\u0628\u064f \u0627\u0644\u0652\u0628\u064e\u0631\u064e\u0643\u064e\u0629\u0650 \u0648\u064e\u0627\u0644\u0650\u0627\u0633\u0652\u062a\u0650\u0645\u0652\u062a\u064e\u0627\u0639\u0650\u061b \u062d\u064e\u062a\u064e\u0651\u0649 \u0644\u064e\u0627 \u064a\u064e\u0646\u0652\u062a\u064e\u0641\u0650\u0639\u064e \u0647\u064f\u0648\u064e \u0628\u0650\u0647\u0650 \u0648\u064e\u0644\u064e\u0627 \u0648\u064e\u0644\u064e\u062f\u064f\u0647\u064f \u0628\u064e\u0639\u0652\u062f\u064e\u0647\u064f. (\u0648\u064e\u0627\u0644\u062b\u064e\u0651\u0627\u0644\u0650\u062b\u064f): \u0627\u0644\u0652\u062d\u064e\u0631\u0652\u0628\u064f. \u0642\u064e\u0627\u0644\u064e \u0627\u0644\u0644\u064e\u0651\u0647\u064f \u062a\u064e\u0639\u064e\u0627\u0644\u064e\u0649: {\u0641\u064e\u0623\u0652\u0630\u064e\u0646\u064f\u0648\u0627 \u0628\u0650\u062d\u064e\u0631\u0652\u0628\u064d \u0645\u0650\u0646\u0652 \u0627\u0644\u0644\u064e\u0651\u0647\u0650 \u0648\u064e\u0631\u064e\u0633\u064f\u0648\u0644\u0650\u0647\u0650.} [\u0627\u0644\u0628\u0642\u0631\u0629: \u0662\u0667\u0669] \u0648\u064e\u0627\u0644\u0652\u0645\u064e\u0639\u0652\u0646\u064e\u0649 \u0645\u0650\u0646\u0652 \u0627\u0644\u0652\u0642\u0650\u0631\u064e\u0627\u0621\u064e\u0629\u0650 \u0628\u0650\u0627\u0644\u0652\u0645\u064e\u062f\u0650\u0651: \u0623\u064e\u0639\u0652\u0644\u0650\u0645\u064f\u0648\u0627 \u0627\u0644\u0646\u064e\u0651\u0627\u0633\u064e \u0623\u064e\u0643\u064e\u0644\u064e\u0629\u064e \u0627\u0644\u0631\u0650\u0651\u0628\u064e\u0627 \u0623\u064e\u0646\u064e\u0651\u0643\u064f\u0645\u0652 \u062d\u064e\u0631\u0652\u0628\u064f \u0627\u0644\u0644\u064e\u0651\u0647\u0650 \u0648\u064e\u0631\u064e\u0633\u064f\u0648\u0644\u0650\u0647\u0650 \u0628\u0650\u0645\u064e\u0646\u0652\u0632\u0650\u0644\u064e\u0629\u0650 \u0642\u064f\u0637\u064e\u0651\u0627\u0639\u0650<\/span><\/p>\n

——–<\/span><\/p>\n

\u0635109 – \u0643\u062a\u0627\u0628 \u0627\u0644\u0645\u0628\u0633\u0648\u0637 \u0644\u0644\u0633\u0631\u062e\u0633\u064a – \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0631\u0628\u0627 – \u0627\u0644\u0645\u0643\u062a\u0628\u0629 \u0627\u0644\u0634\u0627\u0645\u0644\u0629<\/span><\/p>\n

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Only Allah (\u0639\u0632 \u0648 \u062c\u0644) knows best.<\/span><\/p>\n

Written by Maulana Sakib Shadman<\/span><\/p>\n

Checked and approved by Mufti Mohammed Tosir Miah<\/span><\/p>\n

Darul Ifta Birmingham<\/span><\/p>\n

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 <\/p>\n","protected":false},"excerpt":{"rendered":"

Fatwa ID: 08783     Answered by: Maulana Sakib Shadman   Question:   I work in an organisation that forcefully takes some money from employees…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[17],"tags":[],"_links":{"self":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/40591"}],"collection":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=40591"}],"version-history":[{"count":3,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/40591\/revisions"}],"predecessor-version":[{"id":40602,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/40591\/revisions\/40602"}],"wp:attachment":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=40591"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=40591"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=40591"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}