{"id":8839,"date":"2017-01-19T18:00:12","date_gmt":"2017-01-19T18:00:12","guid":{"rendered":"http:\/\/daruliftabirmingham.co.uk\/?p=8839"},"modified":"2017-01-19T18:00:12","modified_gmt":"2017-01-19T18:00:12","slug":"aa-vehicle-rescue-service","status":"publish","type":"post","link":"https:\/\/daruliftabirmingham.co.uk\/home\/aa-vehicle-rescue-service\/","title":{"rendered":"AA Vehicle rescue service"},"content":{"rendered":"

\n\tFatwa ID: 02076<\/strong><\/span><\/span><\/span>\n<\/p>\n

\n\tAnswered by <\/strong><\/span><\/span><\/span>Ustadha Mahdiyah Siddique<\/span><\/span><\/span>\n<\/p>\n

\n\tQuestion:<\/strong>\n<\/p>\n

\n\tAsalamualaikum Hazrat.
\n\tThis is a question from a friend of mine who is an 'Alim. He specifically asked me to put this question forward to you. I understand you may have answered something similar to this before, but this is on behalf of a friend. Please bear that in mind.
\n\tI have a question regarding parts and labour cover with AA vehicle rescue service. It's a roadside assistance provider. This is their official site:<\/span>
\n\thttps:\/\/www.theaa.com\/breakdown-cover\/_<\/span><\/a>
\n\tLast year I took out the cover for my car it costed me £150 for the year. It covered me for rescue of my car and all its passengers anywhere inside the UK and also supply and fit of any part. I never broke down nor did I have a problem with the car hence I didn't need to call AA.
\n\tThis year my premium dropped to £100 for the same parts and labour and rescue cover. However, this year my car injector had an issue and needed changing so I called them out and they arranged for all parts and labour which the garage charged the AA £500 for. I didn't pay towards it because it was covered.
\n\tIs this permissible? A friend told me he understands the rescue service not being based on uncertainty if we look at it from an angle of AA being a service where we pay for them being on call 24 hours a day, hence our money doesn't go towards uncertainty, rather we pay for their 24 hour-ready service.
\n\tBut, how about the parts and labour this is based on uncertainty as in my example? I paid £100 and I received parts and labour to replace the part worth £500. Next year I could or could not need them for any parts. That's uncertainty.
\n\tHave I done wrong? What is the ruling regarding what I have done? Am I allowed to continue with this cover or is it impermissible?<\/span><\/span><\/span>\n<\/p>\n

\n\tAnswer:<\/strong><\/span><\/span><\/span>\n<\/p>\n

\n\t\"Bismillah\"<\/a>\n<\/p>\n

\n\tIn response to your question; <\/span><\/span><\/span>\n<\/p>\n

\n\tBreakdown cover is permissible for their all time ready service.<\/span><\/span><\/span>\n<\/p>\n

\n\tHowever the inclusion of supplying the parts and labour is not considered permissible.<\/span><\/span><\/span>\n<\/p>\n

\n\tYou would be advised not to continue with this plan and find another which is more fitting.<\/span><\/span><\/span>\n<\/p>\n

\n\tThe extra amount that you have benefitted from the company, you should give away in charity specified as interest without the intention of reward.<\/span><\/span><\/span>\n<\/p>\n

\n\tAs you mentioned, your question is very similar to one answered before, this can be found at the following link <\/span>http:\/\/daruliftabirmingham.co.uk\/breakdown-cover-2\/<\/span><\/a> under Fatwa ID: 02052. Please read up on that for further clarity.<\/span><\/span><\/span>\n<\/p>\n

\n\tOnly Allah Knows Best<\/span><\/span><\/span>\n<\/p>\n

\n\tWritten by Ustadha Mahdiyah Siddique<\/span><\/span><\/span>\n<\/p>\n

\n\tChecked and approved by Mufti Mohammed Tosir Miah<\/span><\/span><\/span>\n<\/p>\n

\n\tDarul Ifta Birmingham<\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Fatwa ID: 02076 Answered by Ustadha Mahdiyah Siddique Question: Asalamualaikum Hazrat. This is a question from a friend of mine who is an 'Alim. He…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[17],"tags":[],"_links":{"self":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/8839"}],"collection":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/comments?post=8839"}],"version-history":[{"count":1,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/8839\/revisions"}],"predecessor-version":[{"id":8840,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/posts\/8839\/revisions\/8840"}],"wp:attachment":[{"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/media?parent=8839"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/categories?post=8839"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/daruliftabirmingham.co.uk\/home\/wp-json\/wp\/v2\/tags?post=8839"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}