DeLux Membership Card for Discounts

Fatwa ID: 04188

Answered by: Maulana Naieem Mohammad

 

Question

DeLuxe Card

The Luxury Local Discount Card

INTRODUCTORY OFFER £22.99 ONLY UNTIL EID UL ADHA 2020

Get Exclusive discounts from your favourite local businesses only for DeLuxe Card Holders.

Discounts include £200 of your booking with the 3D center, 10% off milk cakes, mehndi, house of hijab and many many more.

Over 70 businesses offering discounts in the North West which is due to increase.

Check out Deluxe Card on Instagram for the full list of discounts.

 

Is this permissible?

 

بِسْمِ اللهِ الرَّحْمنِ الرَّحِيْم

In the name of Allah, the Most Gracious, the Most Merciful

 

Answer:

 

There are three main issues which may make financial products Haraam. These are :

  • Guroor (deceit) – the promises made are not fulfilled in entirety or loopholes are found to justify not fulfilling such promises.[1]
  • Ribaa (usury) –Usury-based/involved schemes benefit from such transactions or programs therefore making the entire scheme Haraam.[2]
  • Maysar (gambling) – Sometimes casinos and other gambling hubs are invested into because this is the quickest way to make a financial turnover.

 

If none of the above 3 issues is present within the membership card program, then it will be totally permissible to join and benefit from it as the returns and discounts are considered as gifts.

 

So far there is no indication that any of the mentioned 3 issues are present within the Card Programme so it will be considered as permissible to join.

 

 

 

Only Allah knows best

Written by Maulana Naieem Mohammad

Checked and approved by Mufti Mohammed Tosir Miah

Darul Ifta Birmingham

 

 

 


[1]Iqtisaad ul Islaam, pg 46

 

[2] Surah Al Maaida,vs. 90

 

 

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