Fatwa ID: 04637
Answered by: Mufti Eunus Ali
Hazrat, Death in Service is a benefit offered by most western employers where they pay 3/4 times your salary to your spouse/dependents. I believe you become eligible after certain few years of service.
More details found here:
May Allah grant me long life, but if I do pass on, would this be halal for my family?
In the name of Allah, the Most Gracious, the Most Merciful
From the information provided on the website of the link that you have provided, it will permissible and Halal for a family to accept the death in service benefit as this appears to be a benefit provided by the employer without any required input from the employee. Hence there is no element of gambling found.
Only Allah knows best
Written by Mufti Eunus Ali
Checked and Approved by Mufti Mohammed Tosir Miah
Darul Ifta Birmingham